Magyar Bancorp, Inc. (MGYR) Stock Score, Valuation & Financial Research
Magyar Bancorp, Inc. is in the Financial Services sector and Banks - Regional industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 58/100.
Quick answer for MGYR
Magyar Bancorp, Inc. currently has a Wall Street Score of 58/100. The stored market price is $19.45. Its financial score is 29/100. Its valuation score is 97/100. These figures are a research snapshot, not a buy or sell recommendation.
What Magyar Bancorp, Inc. does
Magyar Bancorp, Inc. functions as the parent entity for Magyar Bank, a financial institution that delivers a wide array of personal and business banking services. Serving individuals, companies, and non-profit organizations throughout New Jersey, USA, the bank provides diverse deposit accounts, including checking, savings, NOW, money market, and retirement plans, in addition to certificates of deposit. Its comprehensive lending solutions encompass residential mortgages, loans for multi-family and commercial properties, home equity lines and loans, commercial business financing, and construction loans, as well as Small Business Administration (SBA) loans. Beyond conventional banking, Magyar Bancorp also extends its services to include non-deposit investment products and financial planning. These offerings cover insurance, fixed and variable annuities, and retirement planning for both indi
MGYR financial snapshot
- Wall Street Score:
- 58/100
- Current price:
- $19.45
- Market capitalization:
- $125.7M
- Revenue:
- $60.9M
- Net income:
- $11.2M
- Free cash flow:
- $9.8M
- Cash:
- $47.6M
- Total debt:
- $49.1M
- EPS:
- 1.57
- P/E ratio:
- 12.4x
- Financial score:
- 29/100
- Valuation score:
- 97/100
- Revenue score:
- 43/100
What stands out
- Reported year-over-year revenue growth is +0.0%.
- Free cash flow is $9.8M, showing positive cash generation.
- The balance sheet shows $47.6M of cash versus $49.1M of total debt, so leverage deserves attention.
What the numbers mean
Its current valuation score is 97/100, which Wall Street Score classifies as strong within the model's valuation framework.
The financial score is 29/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-07-24.
How to research MGYR
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.