Medallion Financial Corp. (MFIN) Stock Score, Valuation & Financial Research
Medallion Financial Corp. is in the Financial Services sector and Financial - Credit Services industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 63/100.
Quick answer for MFIN
Medallion Financial Corp. currently has a Wall Street Score of 63/100. The stored market price is $12.08. Its financial score is 28/100. Its valuation score is 85/100. These figures are a research snapshot, not a buy or sell recommendation.
What Medallion Financial Corp. does
Medallion Financial Corp. (MFIN), encompassing its various subsidiaries, functions as a diversified financial services provider throughout the United States. The company's operations are distinctly segmented into Recreation Lending, Home Improvement Lending, Commercial Lending, and Medallion Lending. MFIN specializes in extending credit for consumer acquisitions of recreational vehicles, boats, and trailers, as well as for residential improvement projects. Furthermore, it offers commercial financing for business purposes, including the procurement of equipment, the establishment of new ventures, or the acquisition and enhancement of existing businesses. A notable segment involves providing loans for taxi medallions to individual operators and small to medium-sized enterprises. Beyond direct lending, Medallion Financial also allocates debt, mezzanine, and equity investment capital to comp
MFIN financial snapshot
- Wall Street Score:
- 63/100
- Current price:
- $12.08
- Market capitalization:
- $279.1M
- Revenue:
- $338.6M
- Net income:
- $39.5M
- Free cash flow:
- $126.3M
- Cash:
- $93.9M
- Total debt:
- $265.3M
- EPS:
- 1.89
- P/E ratio:
- 6.4x
- Financial score:
- 28/100
- Valuation score:
- 85/100
- Revenue score:
- 49/100
What stands out
- Reported year-over-year revenue growth is -0.0%.
- Free cash flow is $126.3M, showing positive cash generation.
- The balance sheet shows $93.9M of cash versus $265.3M of total debt, so leverage deserves attention.
What the numbers mean
Its current valuation score is 85/100, which Wall Street Score classifies as strong within the model's valuation framework.
The financial score is 28/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-07-24.
How to research MFIN
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.