Educational research only—not investment advice or a recommendation. Scores and estimates may use delayed, incomplete, restated, or corrected market and filing data. Independently verify information before making an investment decision.

MercadoLibre, Inc.

MELINASDAQ
Wall Street Score · overall investment42/100
$1673.09USD$-7.42 (-0.44%)
Company website www.mercadolibre.com
HeadquartersWTC Free Zone, Montevideo, MO, 11300, UY
Financial statement currencyUSD · no FX conversion applied
Consumer Cyclical · Specialty Retail
Price from Oct 29, 2026Financials updated Oct 5, 2026

MELI · Price history

Price at last available close

$1673.09

−$51.81 (-3.00%) 1M

2026-10-28

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Company & revenue

About MercadoLibre, Inc.

Primary reporting period: 2025-12-31 · Research updated Oct 8, 2026. A research update is not a new financial filing.

Who they are

MercadoLibre, Inc. operates as a prominent provider of digital commerce platforms throughout Latin America. Its primary service, the Mercado Libre Marketplace, is an automated online system allowing businesses, independent vendors, and private individuals to list merchandise and finalize sales. Supporting this, the Mercado Pago FinTech platform offers a financial technology solution, facilitating transactions both on and off its e-commerce sites by enabling users to securely send and receive online payments and transfer funds via web and mobile applications.

How they make money

MercadoLibre operates a comprehensive ecosystem in Latin America centered on e-commerce and fintech. It generates revenue through marketplace transaction fees, advertising services, logistics and shipping solutions, and a broad suite of financial services including payment processing, credit offerings, and asset management.

Products & services

The company provides an online marketplace (Mercado Libre), a digital payment platform (Mercado Pago), logistics services (Mercado Envíos), advertising solutions (Mercado Ads), and credit products (Mercado Crédito).

Brands & revenue mix

Mercado Libre

The company's primary e-commerce marketplace brand.

Separate brand revenue is not available in this research.Source

Mercado Pago

The company's primary fintech and payment processing brand.

Separate brand revenue is not available in this research.Source

Revenue share is not unit sales or a best-seller ranking. Parent brands and included sub-brands can overlap; do not add overlapping rows.

Product / operating segments

ServiceUSD 25.29B87.5%

Period ended 2025-12-31Source

ProductUSD 3.61B12.5%

Period ended 2025-12-31Source

Calculated from reported segment revenue. Check the source period and revenue basis before comparing shares. Categories can overlap and may not add to 100%.

Geographic revenue

Brazil SegmentUSD 15.20B52.6%

Period ended 2025-12-31Source

Mexico SegmentUSD 6.47B22.4%

Period ended 2025-12-31Source

Argentina SegmentUSD 5.96B20.6%

Period ended 2025-12-31Source

Other Countries SegmentUSD 1.25B4.3%

Period ended 2025-12-31Source

Calculated from reported segment revenue. Check the source period and revenue basis before comparing shares. Categories can overlap and may not add to 100%.

Customer types

  • Individual consumersSource
  • Small and medium-sized enterprises (SMEs)Source
  • Large merchants and brandsSource

Customer concentration

The company does not rely on any single customer for a significant portion of its consolidated net revenues as of the fiscal year ended December 31, 2025.

Suppliers, materials & equipment

  • Cloud Service Providers — The company relies on third-party cloud infrastructure providers to host its platform and data services; specific providers are unnamed.Source

Competitors

  • Amazon.com, Inc. — Competes in the e-commerce and logistics space within Latin American markets.Source

Strengths

  • Leading market position in Latin American e-commerce and fintechSource
  • Integrated logistics and payment ecosystemSource

Risks

  • Macroeconomic and political instability in Latin American countriesSource
  • Currency exchange rate fluctuationsSource

Financial risk observations and what to check

These are saved observations about business performance, not predictions. Review the company filings alongside the interpretation below. Latest stored financial period end: 2026-06-30.

Total debt increased 46.7% versus the same quarter last year.

Compare the added borrowing with available cash, cash generation and maturities. A percentage increase from a small starting balance can look large without measuring the full debt burden.

Wall Street Score

Overall investment score · Quality, value, risk and opportunity

42

Weak

PoorElite

View category scores →

Company Quality

How good is the actual business—regardless of today’s stock price?

77

Strong

Financial Strength

44

Business Quality / Moat

96

Management

90

Growth Quality

85

Risk / Durability

88

Great Company · Expensive Stock

Uses financial strength, moat, management, growth quality and durability. It excludes share price, P/E, market cap, intrinsic value and margin of safety.

Opportunity

Opportunity Score · How does the current price compare with estimated value?

44

Avoid

Based on current valuation, company quality, recent trends, and available market signals.

View score details →

Model Outlook

12-month model · What does the model think happens next?

53/100

Building Historical Record

Model Score 53/100 — estimates relative performance potential, distinct from the overall Wall Street Score and the separate Company Quality score.

Probability unavailable — the model has not produced a calibrated probability yet.

Click for full breakdown →

WSS View

The quick read

The overall Wall Street Score is low across its combined quality, valuation and risk inputs. This can reflect an expensive share price, business weaknesses, or both; check Company Quality and the category breakdown before drawing a conclusion.

At today’s price, the WSS valuation framework currently reads as less attractive based on the available valuation and market data.

The model outlook is currently moderate.

What we like
  • •Asset quality scores strongly
  • •Insider activity signal is favorable
  • •Recent buyback activity is present
What to watch
  • •Valuation is a weaker part of the current profile
  • •Revenue fundamentals are weak
  • •Debt / balance-sheet profile needs attention

Company-specific research

Questions worth answering for MELI

Research inputs 100% complete

These questions are generated from this company's current financial and score data so the page adds context instead of treating the headline score as a stand-alone conclusion.

  • •Can MELI maintain its current revenue growth rate and improve the amount of that revenue that turns into earnings and cash?
  • •Is MELI's positive free cash flow repeatable, or is the current level being helped by temporary working-capital or spending changes?
  • •Is MELI's debt load manageable relative to cash generation, interest costs and upcoming maturities?
  • •What future growth or profitability would be needed to justify MELI's current valuation?
  • •What does the current fundamental change risk warning mean for the reliability or interpretation of MELI's score?
Business analysis: 20 days ago · Fresh

Essential Investment Snapshot

Wall Street Score

42

0–100 · Weak

Opportunity Score

44

0–100 · Weak

Market Cap

$84.82B

P/E Ratio

49.7

EPS

$36.75

52-Week High

$2428.00

52-Week Low

$1495.00

Beta

1.31

Intrinsic Value

$1414.88

Analyst Target

$2150.00

Shares Outstanding

50.7M

Total Revenue

$35.18B

Total Debt

$13.18B

Dividend

No current dividend

View dividend history

Liquidation Value / Share

$154.53

Estimated net asset value per share

Momentum & Volatility Signals

Two different market-behavior signals. Momentum measures direction and trend strength. Volatility measures how large and unstable the price moves are, regardless of direction.

0–100 market signals
Momentum
22/ 100
-36 pts / 5d

Strong downward momentum

5D -9.8% · 20D -3.2% · RSI 27 · Price vs 20D avg -7.7%
Volatility
43/ 100
+10 pts / 5d

Normal movement

20D realized vol 48.9% · 60D 42.5% · Acceleration 1.15x
Momentum = Where is it going?

A high momentum score means price has been trending upward with confirming short- and medium-term strength. A low score means downward or weakening momentum.

Volatility = How violently is it moving?

A high volatility score means larger, less stable price swings. It can happen while a stock is rising or falling, so high volatility is not automatically bullish or bearish.

Important: the volatility score above is based on realized price volatility. Implied volatility (IV) comes from options prices and represents the market's expected future movement. Wall Street Score will keep IV separate and will only display it when a verified options-chain feed is available.

Notices for MELI

Detected from reported data — verify before acting.

Dividend history reported

Dividend payments are recorded. Review the dates and regular/special classification below; past payments do not guarantee future dividends.

Historical repurchase activity

Reported cash flows or share-count measures indicate past repurchase activity. This does not verify an active buyback authorization or future purchases.

Community Sentiment

0 active · 0 total calls
0% Bullish (0) 0% Bearish (0)

No personal call yet on MELI.

Potential upside factors

  • +Growth opportunities may come from revenue expansion, margin improvement, new products, market-share gains, and stronger cash flow.
  • +Leading market position in Latin American e-commerce and fintech.
  • +Integrated logistics and payment ecosystem.
  • +Positive free cash flow may provide capacity to invest in growth.

Potential downside factors

  • −Key risks may include competition, margin pressure, debt levels, valuation risk, and changes in demand within the Specialty Retail industry.
  • −Macroeconomic and political instability in Latin American countries.
  • −Currency exchange rate fluctuations.

These research factors come from saved company research and financial data, not community votes. They are starting points to verify against filings, not buy or sell recommendations.

Create a free account to make a call.

Scores

Click any score for full breakdown
Wall Street Score
Weak42/ 100
Weak (0–50)Fair (51–71)Strong (72+)

Weak

42

Tap for breakdown →

Poor

37

Debt Cost1.3%
Debt Reduction YoY-66.3%
Debt / Equity1.69x

Tap for breakdown →

Weak

45

Revenue YoY21.8%
Revenue CAGR38.3%
Net Margin5.3%

Tap for breakdown →

Strong

73

Asset Growth YoY69.3%
Liquidation/Share$154.53
Net Assets/MCap0.41x

Tap for breakdown →

Poor

12

Earnings Yield2.0%
Buyback Yield0.1%
Debt Cost1.3%

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Elite

90

ROIC13.0%
ROE23.8%
ROA3.6%

Tap for breakdown →

Elite

96

EPS Growth32.4%
FCF/Share Growth62.6%
Rev/Share Growth44.3%

Tap for breakdown →

Poor

4

Intrinsic Value$1414.88
Value Reference$848.92
MOS-32.8%

Tap for breakdown →

Fair

58

Revenue45
Moat96
Valuation4

Tap for breakdown →

Poor

0

MOS %-32.8%
Value Reference$848.92
Deep Discount Reference$565.95

Tap for breakdown →

Poor

31

Interest Coverage21.6x
ROIC13.0%
FCF Yield11.6%

Tap for breakdown →

Poor

38

Financial31
Valuation4
Debt37

Tap for breakdown →

Fair

63

Survival Years1.2 yrs
Current Ratio1.17x
FCF Margin37.3%

Tap for breakdown →

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Score Changes

3 historical score records available

Previous Score

42

Oct 1, 2026

Change

-0.2

points

Current Score

42

Oct 5, 2026

Category Changes

Revenue-0.3
Debt0
Assets-0.7
Capital-1.0
Management0
Moat0
Valuation0
Buffett-0.1

MELI decreased 0.2 points because some fundamentals weakened.

Projected Score

Projected Score

42

Projected Change

+0.3 points

Preliminary comparable-period financial changes suggest improvement of approximately 0.3 points. This is a projected estimate, not the official WallStreetScore.

Price vs. Value

Overvalued

Current Price

$1673.09

Model Intrinsic Value

$1414.88

Difference

+$258.21

+18.3% vs IV

Margin of Safety

-18.3%

UndervaluedFair ValueOvervalued
Value Reference: $848.92
Deep Discount Reference: $565.95

Financial Charts

Revenue

201420152016201720182019202020212022202320242025$0$7.5B$15.0B$22.5B$30.0B

Additional Metrics

Operating Cash Flow

201520172019202120232025$0$3.5B$7.0B$10.5B$14.0B

Total Debt

201520172019202120232025$0$3.0B$6.0B$9.0B$12.0B

Total Assets

201520172019202120232025$0$15.0B$30.0B$45.0B$60.0B

Net Margin %

No data
Monetary values in USD. Share counts in raw units.

Free includes 3 annual periods plus available TTM; Premium includes up to 10 annual periods. History depends on available company filings. Swipe the table horizontally to see older periods. A dash means unavailable, not zero.

Line ItemTTM2025202420232022202120202019201820172016
Revenue$35.18B$28.89B$20.78B$15.11B····························
Cost of Revenue$20.17B$16.04B$11.20B$7.52B····························
Gross Profit$15.01B$12.86B$9.58B$7.59B····························
Research & Development$2.58B$2.27B$1.93B$1.83B····························
SG&A Expenses$1.58B$4.30B$3.15B$2.50B····························
Operating Expenses$12.11B$9.66B$6.95B$5.38B····························
EBITDA$3.10B$3.56B$3.21B$2.25B····························
Operating Income$2.91B$3.20B$2.63B$2.21B····························
Interest Expense$200.0M$148.0M$153.0M$176.0M····························
Income Before Tax$2.21B$2.84B$2.43B$1.56B····························
Income Tax Expense$312.0M$845.0M$521.0M$569.0M····························
Net Income$1.86B$2.00B$1.91B$987.0M····························
Basic EPS$36.75$39.39$37.69$19.64····························
Basic Shares50.70M50.70M50.70M50.26M····························
Diluted Shares50.70M50.70M50.70M51.01M····························
Upgrade to Premium for up to 10 annual periods, where available.
Upgrade to Premium

Earnings Summary

Estimated earnings date:Nov 4, 2026
Estimated EPS: $9.16Estimated revenue: $10.57B
Jun 30, 2026Q2FY2026

Revenue

$10.17B

Estimate unavailable.

Revenue Beat/Miss

Not available (no estimate stored)

EPS

$9.19

Estimate unavailable.

EPS Beat/Miss

Not available (no estimate stored)

Debt Change

+46.7%

Cash Change

+21.3%

Margin Change

-3.1 pp

Debt and cash show percentage changes versus the comparison period; margin shows the change in percentage points (pp). These are company-wide changes, not per-share amounts.

Financial Changes Since Prior Period

What Improved

  • Cash position grew

What Weakened

  • Margins contracted
  • Debt increased

Potential Score Impact

Positive indicators included revenue growth, cash levels. Pressure indicators included EPS growth, debt levels, net income margin. These factors may support or pressure the Revenue, Management, Financial, and Debt categories; this summary does not claim that the stored scores changed.

Stored Earnings Analysis

Revenue increased 49.8%. EPS declined 10.9%. Cash increased 21.3%. Total debt increased 46.7%. Net income margin declined by 3.1 percentage points.

Earnings-Call Transcript

Earnings-call transcript analysis is not currently available.

These results may influence future scores when the next evaluation is completed.

Upgrade to Premium to unlock all earnings history.View plans
Earnings data: 120 days ago · Stale

Insider Activity

Guru / Smart Money

Guru Score

Smart Money

Number of Gurus

Total Guru Value

Avg Portfolio Weight

Largest Holder

Largest Holder %

New Positions

Increased Positions

Reduced Positions

Exited Positions

Net Guru Sentiment

Loading data...

Short Interest

Government disclosed trading activity is available on the Smart Money directory. Filings may be delayed and may not represent complete current holdings.

Dividend History

Log in to view dividend history.

Conservative Projected Values

3 Years

$———.——

Premium

5 Years

$———.——

Premium

10 Years

$———.——

Premium

Conservative Projection Rate

——%

Premium

Conservative Projected Values — price projections derived from actual 10-year adjusted historical returns, conservatively adjusted and capped at 8% annually. These are distinct from the Outperformance Model Score and WallStreetScore.

Conservative Projected Values

Premium unlocks the 3-year, 5-year, and 10-year conservative projected values with full calculation breakdowns based on actual historical returns.

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Historical Outperformance Record

Premium includes stored forecasts and any available evaluated results. Completed results, win rates and calibrated probabilities are shown only when supported records exist; access does not create historical outcomes.

Start 7-Day Free Trial

Historical Trends

3 historical records
Jul 24, 26Oct 1, 26Oct 5, 260255075100

Historical Score Chart

3 of 3 records shown

Wall Street Score

Jul 24, 26Oct 1, 26Oct 5, 260255075100

Debt Score

Jul 24, 26Oct 1, 26Oct 5, 260255075100

Revenue Score

Jul 24, 26Oct 1, 26Oct 5, 260255075100

Asset Score

Jul 24, 26Oct 1, 26Oct 5, 260255075100

Capital Score

Jul 24, 26Oct 1, 26Oct 5, 260255075100

Management Score

Jul 24, 26Oct 1, 26Oct 5, 260255075100

Moat Score

Jul 24, 26Oct 1, 26Oct 5, 260255075100

Valuation Score

Jul 24, 26Oct 1, 26Oct 5, 260255075100

Buffett Score

Jul 24, 26Oct 1, 26Oct 5, 260255075100

Intrinsic Value

Jul 24, 26Oct 1, 26Oct 5, 26$1410.00$1440.00$1470.00$1500.00$1530.00

Value Reference

Jul 24, 26Oct 1, 26Oct 5, 26$840.00$860.00$880.00$900.00$920.00

Margin of Safety %

Jul 24, 26Oct 1, 26Oct 5, 26-0.3%-0.3%-0.2%-0.2%-0.2%

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News

Rumor Mill · MELI

Corporate developments & opportunities

Explore market →

No reviewed developments match this filter.

Evidence credibility is not a forecast of stock performance. Rumor Mill is separate from the WSS score.

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