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Price from Oct 29, 2026Financials updated Oct 5, 2026
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MELI · Price history
Price at last available close
$1673.09
−$51.81 (-3.00%) 1M
2026-10-28
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Primary reporting period: 2025-12-31 · Research updated Oct 8, 2026. A research update is not a new financial filing.
Who they are
MercadoLibre, Inc. operates as a prominent provider of digital commerce platforms throughout Latin America. Its primary service, the Mercado Libre Marketplace, is an automated online system allowing businesses, independent vendors, and private individuals to list merchandise and finalize sales. Supporting this, the Mercado Pago FinTech platform offers a financial technology solution, facilitating transactions both on and off its e-commerce sites by enabling users to securely send and receive online payments and transfer funds via web and mobile applications.
How they make money
MercadoLibre operates a comprehensive ecosystem in Latin America centered on e-commerce and fintech. It generates revenue through marketplace transaction fees, advertising services, logistics and shipping solutions, and a broad suite of financial services including payment processing, credit offerings, and asset management.
Products & services
The company provides an online marketplace (Mercado Libre), a digital payment platform (Mercado Pago), logistics services (Mercado Envíos), advertising solutions (Mercado Ads), and credit products (Mercado Crédito).
Brands & revenue mix
Mercado Libre
The company's primary e-commerce marketplace brand.
Separate brand revenue is not available in this research.Source
Mercado Pago
The company's primary fintech and payment processing brand.
Separate brand revenue is not available in this research.Source
Revenue share is not unit sales or a best-seller ranking. Parent brands and included sub-brands can overlap; do not add overlapping rows.
Calculated from reported segment revenue. Check the source period and revenue basis before comparing shares. Categories can overlap and may not add to 100%.
Calculated from reported segment revenue. Check the source period and revenue basis before comparing shares. Categories can overlap and may not add to 100%.
The company does not rely on any single customer for a significant portion of its consolidated net revenues as of the fiscal year ended December 31, 2025.
Suppliers, materials & equipment
Cloud Service Providers — The company relies on third-party cloud infrastructure providers to host its platform and data services; specific providers are unnamed.Source
Competitors
Amazon.com, Inc. — Competes in the e-commerce and logistics space within Latin American markets.Source
Strengths
Leading market position in Latin American e-commerce and fintechSource
These are saved observations about business performance, not predictions. Review the company filings alongside the interpretation below. Latest stored financial period end: 2026-06-30.
Total debt increased 46.7% versus the same quarter last year.
Compare the added borrowing with available cash, cash generation and maturities. A percentage increase from a small starting balance can look large without measuring the full debt burden.
Wall Street Score
Overall investment score · Quality, value, risk and opportunity
42
Weak
PoorElite
View category scores →
Company Quality
How good is the actual business—regardless of today’s stock price?
77
Strong
Financial Strength
44
Business Quality / Moat
96
Management
90
Growth Quality
85
Risk / Durability
88
Great Company · Expensive Stock
Uses financial strength, moat, management, growth quality and durability. It excludes share price, P/E, market cap, intrinsic value and margin of safety.
Opportunity
Opportunity Score · How does the current price compare with estimated value?
44
Avoid
Based on current valuation, company quality, recent trends, and available market signals.
View score details →
Model Outlook
12-month model · What does the model think happens next?
53/100
Building Historical Record
Model Score 53/100 — estimates relative performance potential, distinct from the overall Wall Street Score and the separate Company Quality score.
Probability unavailable — the model has not produced a calibrated probability yet.
Click for full breakdown →
WSS View
The quick read
The overall Wall Street Score is low across its combined quality, valuation and risk inputs. This can reflect an expensive share price, business weaknesses, or both; check Company Quality and the category breakdown before drawing a conclusion.
At today’s price, the WSS valuation framework currently reads as less attractive based on the available valuation and market data.
The model outlook is currently moderate.
What we like
•Asset quality scores strongly
•Insider activity signal is favorable
•Recent buyback activity is present
What to watch
•Valuation is a weaker part of the current profile
•Revenue fundamentals are weak
•Debt / balance-sheet profile needs attention
Company-specific research
Questions worth answering for MELI
Research inputs 100% complete
These questions are generated from this company's current financial and score data so the page adds context instead of treating the headline score as a stand-alone conclusion.
•Can MELI maintain its current revenue growth rate and improve the amount of that revenue that turns into earnings and cash?
•Is MELI's positive free cash flow repeatable, or is the current level being helped by temporary working-capital or spending changes?
•Is MELI's debt load manageable relative to cash generation, interest costs and upcoming maturities?
•What future growth or profitability would be needed to justify MELI's current valuation?
•What does the current fundamental change risk warning mean for the reliability or interpretation of MELI's score?
Two different market-behavior signals. Momentum measures direction and trend strength. Volatility measures how large and unstable the price moves are, regardless of direction.
A high momentum score means price has been trending upward with confirming short- and medium-term strength. A low score means downward or weakening momentum.
Volatility = How violently is it moving?
A high volatility score means larger, less stable price swings. It can happen while a stock is rising or falling, so high volatility is not automatically bullish or bearish.
Important: the volatility score above is based on realized price volatility. Implied volatility (IV) comes from options prices and represents the market's expected future movement. Wall Street Score will keep IV separate and will only display it when a verified options-chain feed is available.
Notices for MELI
Detected from reported data — verify before acting.
Dividend history reported
Dividend payments are recorded. Review the dates and regular/special classification below; past payments do not guarantee future dividends.
Historical repurchase activity
Reported cash flows or share-count measures indicate past repurchase activity. This does not verify an active buyback authorization or future purchases.
Community Sentiment
0 active · 0 total calls
0% Bullish (0) 0% Bearish (0)
No personal call yet on MELI.
Potential upside factors
+Growth opportunities may come from revenue expansion, margin improvement, new products, market-share gains, and stronger cash flow.
+Leading market position in Latin American e-commerce and fintech.
+Integrated logistics and payment ecosystem.
+Positive free cash flow may provide capacity to invest in growth.
Potential downside factors
−Key risks may include competition, margin pressure, debt levels, valuation risk, and changes in demand within the Specialty Retail industry.
−Macroeconomic and political instability in Latin American countries.
−Currency exchange rate fluctuations.
These research factors come from saved company research and financial data, not community votes. They are starting points to verify against filings, not buy or sell recommendations.
Create a free account to make a call.
Scores
Click any score for full breakdown
Wall Street Score
Weak42/ 100
Weak (0–50)Fair (51–71)Strong (72+)
Debt
Poor
37
Debt Cost1.3%
Debt Reduction YoY-66.3%
Debt / Equity1.69x
Tap for breakdown →
Revenue
Weak
45
Revenue YoY21.8%
Revenue CAGR38.3%
Net Margin5.3%
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Asset
Strong
73
Asset Growth YoY69.3%
Liquidation/Share$154.53
Net Assets/MCap0.41x
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Capital
Poor
12
Earnings Yield2.0%
Buyback Yield0.1%
Debt Cost1.3%
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Management
Elite
90
ROIC13.0%
ROE23.8%
ROA3.6%
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Moat
Elite
96
EPS Growth32.4%
FCF/Share Growth62.6%
Rev/Share Growth44.3%
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Valuation
Poor
4
Intrinsic Value$1414.88
Value Reference$848.92
MOS-32.8%
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Buffett
Fair
58
Revenue45
Moat96
Valuation4
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MOS
Poor
0
MOS %-32.8%
Value Reference$848.92
Deep Discount Reference$565.95
Tap for breakdown →
Financial
Poor
31
Interest Coverage21.6x
ROIC13.0%
FCF Yield11.6%
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Master
Poor
38
Financial31
Valuation4
Debt37
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Resilience
Fair
63
Survival Years1.2 yrs
Current Ratio1.17x
FCF Margin37.3%
Tap for breakdown →
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Score Changes
3 historical score records available
Previous Score
42
Oct 1, 2026
Change
-0.2
points
Current Score
42
Oct 5, 2026
Category Changes
Revenue-0.3
Debt0
Assets-0.7
Capital-1.0
Management0
Moat0
Valuation0
Buffett-0.1
MELI decreased 0.2 points because some fundamentals weakened.
Projected Score
Projected Score
42
Projected Change
+0.3 points
Preliminary comparable-period financial changes suggest improvement of approximately 0.3 points. This is a projected estimate, not the official WallStreetScore.
Monetary values in USD. Share counts in raw units.
Income StatementBalance SheetCash Flow
AnnualQuarterlyTTM + Annual
All rows
Free includes 3 annual periods plus available TTM; Premium includes up to 10 annual periods. History depends on available company filings. Swipe the table horizontally to see older periods. A dash means unavailable, not zero.
Line Item
TTM
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
Revenue
$35.18B
$28.89B
$20.78B
$15.11B
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Cost of Revenue
$20.17B
$16.04B
$11.20B
$7.52B
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····
····
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Gross Profit
$15.01B
$12.86B
$9.58B
$7.59B
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····
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····
····
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Research & Development
$2.58B
$2.27B
$1.93B
$1.83B
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SG&A Expenses
$1.58B
$4.30B
$3.15B
$2.50B
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Operating Expenses
$12.11B
$9.66B
$6.95B
$5.38B
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EBITDA
$3.10B
$3.56B
$3.21B
$2.25B
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Operating Income
$2.91B
$3.20B
$2.63B
$2.21B
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Interest Expense
$200.0M
$148.0M
$153.0M
$176.0M
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Income Before Tax
$2.21B
$2.84B
$2.43B
$1.56B
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Income Tax Expense
$312.0M
$845.0M
$521.0M
$569.0M
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Net Income
$1.86B
$2.00B
$1.91B
$987.0M
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Basic EPS
$36.75
$39.39
$37.69
$19.64
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Basic Shares
50.70M
50.70M
50.70M
50.26M
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Diluted Shares
50.70M
50.70M
50.70M
51.01M
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Upgrade to Premium for up to 10 annual periods, where available.
Debt and cash show percentage changes versus the comparison period; margin shows the change in percentage points (pp). These are company-wide changes, not per-share amounts.
Financial Changes Since Prior Period
What Improved
Cash position grew
What Weakened
Margins contracted
Debt increased
Potential Score Impact
Positive indicators included revenue growth, cash levels. Pressure indicators included EPS growth, debt levels, net income margin. These factors may support or pressure the Revenue, Management, Financial, and Debt categories; this summary does not claim that the stored scores changed.
Stored Earnings Analysis
Revenue increased 49.8%. EPS declined 10.9%. Cash increased 21.3%. Total debt increased 46.7%. Net income margin declined by 3.1 percentage points.
Earnings-Call Transcript
Earnings-call transcript analysis is not currently available.
These results may influence future scores when the next evaluation is completed.
Upgrade to Premium to unlock all earnings history.View plans
Government disclosed trading activity is available on the Smart Money directory. Filings may be delayed and may not represent complete current holdings.
Dividend HistoryShare
Dividend History
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Predictions & Historical PerformanceShare
Conservative Projected Values
3 Years
$———.——
Premium
5 Years
$———.——
Premium
10 Years
$———.——
Premium
Conservative Projection Rate
——%
Premium
Conservative Projected Values — price projections derived from actual 10-year adjusted historical returns, conservatively adjusted and capped at 8% annually. These are distinct from the Outperformance Model Score and WallStreetScore.
Conservative Projected Values
Premium unlocks the 3-year, 5-year, and 10-year conservative projected values with full calculation breakdowns based on actual historical returns.
Premium includes stored forecasts and any available evaluated results. Completed results, win rates and calibrated probabilities are shown only when supported records exist; access does not create historical outcomes.