Mercury General Corporation (MCY) Stock Score, Valuation & Financial Research
Mercury General Corporation is in the Financial Services sector and Insurance - Property & Casualty industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 77/100.
Quick answer for MCY
Mercury General Corporation currently has a Wall Street Score of 77/100. The stored market price is $101.93. Its financial score is 47/100. Its valuation score is 97/100. These figures are a research snapshot, not a buy or sell recommendation.
What Mercury General Corporation does
Mercury General Corporation, together with its subsidiaries, engages in writing personal automobile insurance in the United States. It also writes homeowners, commercial automobile, commercial property, mechanical protection, and umbrella insurance products. The company's automobile insurance products include collision, property damage, bodily injury, comprehensive, personal injury protection, underinsured and uninsured motorist, and other hazards; and homeowners insurance products comprise dwelling, liability, personal property, and other coverages. It sells its policies through a network of independent agents and insurance agencies, as well as directly through internet sales portals in Arizona, California, Florida, Georgia, Illinois, Nevada, New Jersey, New York, Oklahoma, Texas, and Virginia. Mercury General Corporation was incorporated in 1961 and is headquartered in Los Angeles, Cal
MCY financial snapshot
- Wall Street Score:
- 77/100
- Current price:
- $101.93
- Market capitalization:
- $5.65B
- Revenue:
- $6.14B
- Net income:
- $839.8M
- Free cash flow:
- $1.03B
- Cash:
- $1.35B
- Total debt:
- $587.3M
- EPS:
- 9.77
- P/E ratio:
- 10.4x
- Financial score:
- 47/100
- Valuation score:
- 97/100
- Revenue score:
- 44/100
What stands out
- Reported year-over-year revenue growth is +0.0%.
- Free cash flow is $1.03B, showing positive cash generation.
- The balance sheet shows $1.35B of cash versus $587.3M of total debt, leaving more cash than debt.
What the numbers mean
Its current valuation score is 97/100, which Wall Street Score classifies as strong within the model's valuation framework.
The financial score is 47/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-07-24.
How to research MCY
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.