MetroCity Bankshares, Inc. (MCBS) Stock Score, Valuation & Financial Research
MetroCity Bankshares, Inc. is in the Financial Services sector and Banks - Regional industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 62/100.
Quick answer for MCBS
MetroCity Bankshares, Inc. currently has a Wall Street Score of 62/100. The stored market price is $35.1. Its financial score is 47/100. Its valuation score is 97/100. These figures are a research snapshot, not a buy or sell recommendation.
What MetroCity Bankshares, Inc. does
MetroCity Bankshares, Inc. functions as the parent company for Metro City Bank, delivering a comprehensive suite of banking and financial solutions throughout the United States. Its services cater to a diverse client base, including individuals, small and medium-sized enterprises, larger businesses, and local government bodies. The bank facilitates a variety of deposit accounts, such as personal and business checking, savings, certificates of deposit, and money transfer capabilities. Furthermore, it extends credit through construction and development loans, commercial real estate financing, industrial and business loans, single-family home mortgages, Small Business Administration (SBA) loans, and other consumer credit products. Customers also benefit from modern conveniences like online banking, treasury management, wire transfers, automated clearing house (ACH) services, and broader cas
MCBS financial snapshot
- Wall Street Score:
- 62/100
- Current price:
- $35.1
- Market capitalization:
- $1.01B
- Revenue:
- $251.8M
- Net income:
- $74.7M
- Free cash flow:
- $136.3M
- Cash:
- $374.0M
- Total debt:
- $439.5M
- EPS:
- 2.67
- P/E ratio:
- 13.1x
- Financial score:
- 47/100
- Valuation score:
- 97/100
- Revenue score:
- 33/100
What stands out
- Reported year-over-year revenue growth is +0.1%.
- Free cash flow is $136.3M, showing positive cash generation.
- The balance sheet shows $374.0M of cash versus $439.5M of total debt, so leverage deserves attention.
What the numbers mean
Its current valuation score is 97/100, which Wall Street Score classifies as strong within the model's valuation framework.
The financial score is 47/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-07-24.
How to research MCBS
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.