MBIA Inc. (MBI) Stock Score, Valuation & Financial Research
MBIA Inc. is in the Financial Services sector and Insurance - Specialty industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 18/100.
Quick answer for MBI
MBIA Inc. currently has a Wall Street Score of 18/100. The stored market price is $4.5. Its financial score is 30/100. Its valuation score is 0/100. These figures are a research snapshot, not a buy or sell recommendation.
What MBIA Inc. does
MBIA Inc. focuses on providing insurance services that guarantee financial obligations, predominantly within the public finance arena. The company operates through two main divisions: one dedicated to U.S. Public Finance Insurance, and another covering International and Structured Finance Insurance. For its U.S. operations, MBIA offers guarantees for municipal bonds, encompassing both tax-exempt and taxable debt. These instruments are issued by various U.S. governmental bodies and territories, as well as by entities such as public utilities, airports, healthcare providers, higher education institutions, student loan programs, and housing authorities. Furthermore, the company extends coverage to certain private sector obligations. In the international and structured finance sector, MBIA insures non-U.S. public finance instruments and global structured financial products, including asset-b
MBI financial snapshot
- Wall Street Score:
- 18/100
- Current price:
- $4.5
- Market capitalization:
- $229.2M
- Revenue:
- $90.0M
- Net income:
- $-155.0M
- Free cash flow:
- $38.0M
- Cash:
- $72.0M
- Total debt:
- $3.38B
- EPS:
- -3.59
- Financial score:
- 30/100
- Valuation score:
- 0/100
- Revenue score:
- 36/100
What stands out
- Reported year-over-year revenue growth is +0.1%.
- Free cash flow is $38.0M, showing positive cash generation.
- The balance sheet shows $72.0M of cash versus $3.38B of total debt, so leverage deserves attention.
- The current research record carries a severe debt stress warning, which should be reviewed alongside the score.
What the numbers mean
Its current valuation score is 0/100, which Wall Street Score classifies as weak within the model's valuation framework.
The financial score is 30/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-07-24.
How to research MBI
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.