Lloyds Banking Group plc (LYG) Stock Score, Valuation & Financial Research
Lloyds Banking Group plc is in the Financial Services sector and Banks - Regional industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 55/100.
Quick answer for LYG
Lloyds Banking Group plc currently has a Wall Street Score of 55/100. The stored market price is $6.01. Its financial score is 54/100. Its valuation score is 93/100. The latest WSS change is +0.1 points. These figures are a research snapshot, not a buy or sell recommendation.
What Lloyds Banking Group plc does
Operating primarily within the United Kingdom, Lloyds Banking Group plc and its various subsidiaries deliver an extensive array of banking and financial products and services. The group's operations are divided into three core segments: Retail, Commercial Banking, and Insurance & Wealth. The Retail division serves individual consumers and small businesses with essential financial tools like checking and savings accounts, mortgages, auto financing, unsecured personal loans, leasing arrangements, and credit cards. Through its Commercial Banking arm, the group provides lending, transactional banking, working capital solutions, risk management advice, and debt financing services, catering to small and medium-sized enterprises, large corporations, and financial institutions. The Insurance & Wealth segment focuses on offering diverse insurance products, investment opportunities, and comprehens
LYG financial snapshot
- Wall Street Score:
- 55/100
- Current price:
- $6.01
- Market capitalization:
- $87.23B
- Revenue:
- $87.30B
- Net income:
- $6.74B
- Free cash flow:
- $-833.1M
- Cash:
- $82.81B
- Total debt:
- $134.30B
- EPS:
- 0.36
- P/E ratio:
- 16.7x
- Financial score:
- 54/100
- Valuation score:
- 93/100
- Revenue score:
- 42/100
What stands out
- Reported year-over-year revenue growth is +0.0%.
- Free cash flow is $-833.1M, showing cash burn in the current stored period.
- The balance sheet shows $82.81B of cash versus $134.30B of total debt, so leverage deserves attention.
- The latest Wall Street Score change is +0.1 points: LYG increased 0.1 points because overall fundamentals improved.
What the numbers mean
Its current valuation score is 93/100, which Wall Street Score classifies as strong within the model's valuation framework.
The financial score is 54/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-07-24.
How to research LYG
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.