Open Lending Corporation (LPRO) Stock Score, Valuation & Financial Research
Open Lending Corporation is in the Financial Services sector and Financial - Credit Services industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 28/100.
Quick answer for LPRO
Open Lending Corporation currently has a Wall Street Score of 28/100. The stored market price is $3.14. Its financial score is 41/100. Its valuation score is 0/100. The latest WSS change is +0.1 points. These figures are a research snapshot, not a buy or sell recommendation.
What Open Lending Corporation does
Based in Austin, Texas, and established in 2000, Open Lending Corporation delivers specialized solutions for empowering lending operations and conducting risk analysis. Their services are utilized by a diverse range of financial institutions throughout the United States, including credit unions, regional banks, independent auto finance companies, and the captive finance arms of original equipment manufacturers. A key offering is their Software as a Service (SaaS) platform, known as the Lenders Protection Program (LPP). This innovative platform assists external lenders by streamlining the process of making loan decisions and automating underwriting. It also facilitates the provision of credit default insurance through affiliated insurance providers. The LPP suite incorporates functionalities such as in-depth loan data analysis, dynamic risk-adjusted pricing for loans, sophisticated risk f
LPRO financial snapshot
- Wall Street Score:
- 28/100
- Current price:
- $3.14
- Market capitalization:
- $371.5M
- Revenue:
- $89.3M
- Net income:
- $-5.3M
- Free cash flow:
- $-3.3M
- Cash:
- $185.0M
- Total debt:
- $85.1M
- EPS:
- -0.04
- Financial score:
- 41/100
- Valuation score:
- 0/100
- Revenue score:
- 2/100
What stands out
- Reported year-over-year revenue growth is -0.0%.
- Free cash flow is $-3.3M, showing cash burn in the current stored period.
- The balance sheet shows $185.0M of cash versus $85.1M of total debt, leaving more cash than debt.
- The latest Wall Street Score change is +0.1 points: LPRO increased 0.1 points because overall fundamentals improved.
What the numbers mean
Its current valuation score is 0/100, which Wall Street Score classifies as weak within the model's valuation framework.
The financial score is 41/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-07-24.
How to research LPRO
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.