Lincoln National Corporation (LNC) Stock Score, Valuation & Financial Research
Lincoln National Corporation is in the Financial Services sector and Insurance - Life industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 56/100.
Quick answer for LNC
Lincoln National Corporation currently has a Wall Street Score of 56/100. The stored market price is $43.84. Its financial score is 54/100. Its valuation score is 54/100. These figures are a research snapshot, not a buy or sell recommendation.
What Lincoln National Corporation does
Lincoln National Corporation (LNC) is a U.S.-based financial services company primarily involved in the insurance and retirement sectors. Operating through various subsidiaries, its operations are structured across four key divisions: Annuities, Retirement Plan Services, Life Insurance, and Group Protection. The Annuities division provides a range of annuity products, including fixed, variable, and indexed variable options. Its Retirement Plan Services segment caters to employers, focusing predominantly on the defined contribution market. This unit delivers a suite of retirement solutions, encompassing individual and group variable and fixed annuities, alongside mutual fund-based programs. Furthermore, it offers comprehensive plan administration services such as recordkeeping, compliance verification, participant education, and trust and custodial support. The Life Insurance segment deli
LNC financial snapshot
- Wall Street Score:
- 56/100
- Current price:
- $43.84
- Market capitalization:
- $8.39B
- Revenue:
- $18.88B
- Net income:
- $1.73B
- Free cash flow:
- $-167.0M
- Cash:
- $7.34B
- Total debt:
- $6.37B
- EPS:
- 5.95
- P/E ratio:
- 7.4x
- Financial score:
- 54/100
- Valuation score:
- 54/100
- Revenue score:
- 62/100
What stands out
- Reported year-over-year revenue growth is +0.0%.
- Free cash flow is $-167.0M, showing cash burn in the current stored period.
- The balance sheet shows $7.34B of cash versus $6.37B of total debt, leaving more cash than debt.
What the numbers mean
Its current valuation score is 54/100, which Wall Street Score classifies as mixed within the model's valuation framework.
The financial score is 54/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-07-24.
How to research LNC
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.