Lakeland Financial Corporation (LKFN) Stock Score, Valuation & Financial Research
Lakeland Financial Corporation is in the Financial Services sector and Banks - Regional industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 49/100.
Quick answer for LKFN
Lakeland Financial Corporation currently has a Wall Street Score of 49/100. The stored market price is $60.58. Its financial score is 33/100. Its valuation score is 93/100. These figures are a research snapshot, not a buy or sell recommendation.
What Lakeland Financial Corporation does
Lakeland Financial Corporation serves as the parent organization for Lake City Bank, offering a broad spectrum of banking and financial solutions. The company manages various deposit accounts, including non-interest-bearing and interest-bearing checking, savings, money market, NOW, and demand deposits. Its lending portfolio is diverse, providing commercial and industrial loans, financing for commercial real estate and multi-family residences, agri-business and agricultural loans, and a variety of consumer loans, such as 1-4 family mortgages. Beyond traditional banking, Lakeland Financial offers retail and merchant credit card services, advanced corporate treasury management, wealth advisory, and trust administration. It also facilitates retail brokerage, featuring investment vehicles like annuities and life insurance, and supports clients with mobile business banking and online treasury
LKFN financial snapshot
- Wall Street Score:
- 49/100
- Current price:
- $60.58
- Market capitalization:
- $1.51B
- Revenue:
- $425.2M
- Net income:
- $109.8M
- Free cash flow:
- $103.8M
- Cash:
- $65.7M
- Total debt:
- $75.1M
- EPS:
- 4.02
- P/E ratio:
- 15.1x
- Financial score:
- 33/100
- Valuation score:
- 93/100
- Revenue score:
- 24/100
What stands out
- Reported year-over-year revenue growth is +0.0%.
- Free cash flow is $103.8M, showing positive cash generation.
- The balance sheet shows $65.7M of cash versus $75.1M of total debt, so leverage deserves attention.
What the numbers mean
Its current valuation score is 93/100, which Wall Street Score classifies as strong within the model's valuation framework.
The financial score is 33/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-07-24.
How to research LKFN
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.