LCNB Corp. (LCNB) Stock Score, Valuation & Financial Research
LCNB Corp. is in the Financial Services sector and Banks - Regional industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 57/100.
Quick answer for LCNB
LCNB Corp. currently has a Wall Street Score of 57/100. The stored market price is $19.21. Its financial score is 39/100. Its valuation score is 97/100. The latest WSS change is -0.2 points. These figures are a research snapshot, not a buy or sell recommendation.
What LCNB Corp. does
LCNB Corp. functions as the parent entity of LCNB National Bank, delivering comprehensive banking solutions across Ohio. The bank offers a variety of deposit options, such as checking, demand, savings, NOW, and money market accounts, alongside certificates of deposit. Its lending portfolio is extensive, covering commercial and industrial financing, real estate loans for both commercial and residential properties, agricultural loans, construction financing, and Small Business Administration (SBA) loans. Residential mortgage options are also available, encompassing loans for home purchases or refinancing, home equity lines of credit, and other consumer or commercial loans secured by residential real estate. Additionally, the institution provides various consumer credit facilities, including those for vehicles (automobiles, RVs, boats), home improvements, and personal needs. Beyond traditio
LCNB financial snapshot
- Wall Street Score:
- 57/100
- Current price:
- $19.21
- Market capitalization:
- $273.7M
- Revenue:
- $124.6M
- Net income:
- $24.5M
- Free cash flow:
- $33.4M
- Cash:
- $19.2M
- Total debt:
- $103.8M
- EPS:
- 1.64
- P/E ratio:
- 11.7x
- Financial score:
- 39/100
- Valuation score:
- 97/100
- Revenue score:
- 33/100
What stands out
- Reported year-over-year revenue growth is +0.0%.
- Free cash flow is $33.4M, showing positive cash generation.
- The balance sheet shows $19.2M of cash versus $103.8M of total debt, so leverage deserves attention.
- The latest Wall Street Score change is -0.2 points: LCNB decreased 0.2 points because some fundamentals weakened.
What the numbers mean
Its current valuation score is 97/100, which Wall Street Score classifies as strong within the model's valuation framework.
The financial score is 39/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-07-24.
How to research LCNB
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.