Kingsway Corporation (KWY) Stock Score, Valuation & Financial Research

Kingsway Corporation is in the Financial Services sector and Insurance - Diversified industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. A complete Wall Street Score is not currently available.

Quick answer for KWY

Kingsway Corporation does not currently have a complete Wall Street Score. The stored market price is USD 9.32. These figures are a research snapshot, not a buy or sell recommendation.

What Kingsway Corporation does

Kingsway Financial Services, Inc. functions as a holding company, primarily delivering financial services. The firm organizes its activities into two principal segments: Extended Warranty and Kingsway Search Xcelerator. The Extended Warranty division encompasses well-regarded enterprises in the automotive and HVAC sectors, consistently expanding its network of high-caliber operating companies through internal growth and judicious mergers and acquisitions. In parallel, the Kingsway Search Xcelerator segment routinely assesses its billing and product pricing, modifying rates to align with prevalent market conditions. This company was established on September 19, 1989, and is headquartered in Chicago, Illinois.

Company business and revenue

Research reporting period: 2025-12-31. A research update is not a new financial filing.

How the company makes money

Kingsway Corporation operates as a holding company that acquires and builds businesses using a Search Fund model. It generates revenue through its subsidiaries in the business services and extended warranty industries, focusing on asset-light companies with recurring revenue streams.

Products and services

  • The company provides extended warranty services and various B2B and B2C business services through its decentralized operating subsidiaries.

Customer types

B2B services clients; B2C services clients.

Business strengths to evaluate

  • Decentralized management model Source
  • Tax-advantaged corporate structure Source

Business risks and research considerations

  • Dependence on subsidiary management and operational performance Source
  • Risks associated with the Search Fund acquisition model Source

Sources: Company research source

Company research refreshed 2026-10-12. This is saved research, not a live check of company relationships. Check the reporting period and source disclosures. Financial figures and scores follow their separate update schedules.

KWY financial snapshot

Statement amounts: USD. Quote amounts: USD. No exchange-rate conversion is performed in this snapshot. Market-capitalization currency is not supplied by this projection.

Wall Street Score:
Not currently available
Stored price:
USD 9.32
Market capitalization:
269.78M (currency not supplied)
Revenue:
USD 155.01M
Net income:
USD -7.29M
Free cash flow:
USD -1.62M
Cash:
USD 7.37M
Total debt:
USD 68.4M
EPS:
USD -0.30

What stands out

  • Reported year-over-year revenue growth is +13.4%.
  • Free cash flow is USD -1.62M, negative for the stored period.
  • The balance sheet shows USD 7.37M of cash versus USD 68.4M of total debt, with debt exceeding cash on these two reported measures.
  • The current research record carries a limited financial history warning, which should be reviewed alongside the score.

Company-specific financial comparisons

The following are calculated from saved company data, not forecasts or statements about future performance. Differences in reporting dates or units can make a ratio misleading; verify the original filings.

  • Free cash flow is -1.0% of stored revenue. This is a simple cross-field ratio, not a verified same-period cash conversion margin; confirm reporting periods before comparison.
  • Net income equals -4.7% of stored revenue. This is an indicative ratio only; accounting periods and units should be verified in filings.
  • Debt exceeds cash by USD 61.03M using the stored balance-sheet values. This does not include other obligations or restricted cash.

Questions worth answering for KWY

Use these questions to check the stored figures against the latest company filings. They identify issues to investigate; they are not findings about management's plans or future results.

  • Can KWY maintain its current revenue growth rate and improve the amount of that revenue that turns into earnings and cash?
  • How long can KWY fund negative free cash flow using its current cash position before it may need more debt or new shares?
  • Is KWY's debt load manageable relative to cash generation, interest costs and upcoming maturities?
  • What specifically needs to improve for KWY to reach sustainable profitability?
  • What does the current limited financial history warning mean for the reliability or interpretation of KWY's score?

What the numbers mean

A complete valuation score is not currently available, so valuation should be checked using the available earnings, cash-flow and price data.

A complete financial score is not currently available, so investors should review cash, debt, earnings and cash flow directly.

A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.

Data freshness: Financial data last refreshed 2026-10-01.

Research-input completeness: 64% of the scoring inputs required for this public page are currently available.

How to research KWY

Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.

Learn how to analyze a stock · Read the Wall Street Score methodology · Browse other stocks

Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.