Joint Stock Company Kaspi.kz (KSPI) Stock Score, Valuation & Financial Research
Joint Stock Company Kaspi.kz is in the Technology sector and Software - Infrastructure industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 69/100.
Quick answer for KSPI
Joint Stock Company Kaspi.kz currently has a Wall Street Score of 69/100. The stored market price is $100.48. Its financial score is 38/100. Its valuation score is 100/100. These figures are a research snapshot, not a buy or sell recommendation.
What Joint Stock Company Kaspi.kz does
Joint Stock Company Kaspi.kz, established in 2008 and based in Almaty, Kazakhstan, operates alongside its subsidiaries to deliver a comprehensive suite of digital services encompassing payments, e-commerce, and financial technology. These offerings cater to both individual consumers and a diverse range of merchants. The company's operations are structured around three core platforms: Payments, Marketplace, and Fintech. The Payments Platform is designed to streamline transactions between customers and businesses. For consumers, it facilitates shopping payments, routine bill settlements, and peer-to-peer money transfers. For merchants, it enables them to accept payments both online and in-store, generate and manage invoices, pay suppliers, and monitor their sales performance. This platform also leverages proprietary data to inform strategic business decisions across various operational are
KSPI financial snapshot
- Wall Street Score:
- 69/100
- Current price:
- $100.48
- Market capitalization:
- $19.09B
- Revenue:
- $9.00B
- Net income:
- $2.23B
- Free cash flow:
- $1.05B
- Cash:
- $1.70B
- Total debt:
- $878.8M
- EPS:
- 11.67
- P/E ratio:
- 8.6x
- Financial score:
- 38/100
- Valuation score:
- 100/100
- Revenue score:
- 56/100
What stands out
- Reported year-over-year revenue growth is +0.1%.
- Free cash flow is $1.05B, showing positive cash generation.
- The balance sheet shows $1.70B of cash versus $878.8M of total debt, leaving more cash than debt.
What the numbers mean
Its current valuation score is 100/100, which Wall Street Score classifies as strong within the model's valuation framework.
The financial score is 38/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-07-24.
How to research KSPI
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.