Kemper Corporation (KMPR) Stock Score, Valuation & Financial Research
Kemper Corporation is in the Financial Services sector and Insurance - Property & Casualty industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 36/100.
Quick answer for KMPR
Kemper Corporation currently has a Wall Street Score of 36/100. The stored market price is $27.25. Its financial score is 28/100. Its valuation score is 26/100. These figures are a research snapshot, not a buy or sell recommendation.
What Kemper Corporation does
Kemper Corporation functions as a comprehensive insurance holding entity, providing a wide array of property and casualty, alongside life and health insurance coverage throughout the United States. Its operations are divided into three primary segments: Specialty Property & Casualty Insurance, Preferred Property & Casualty Insurance, and Life & Health Insurance. The company offers individual clients a variety of property and casualty protection, such as automobile, homeowners', renters', fire, umbrella, and general liability policies. Additionally, it supplies commercial automobile insurance for businesses. Regarding life and health offerings, Kemper delivers diverse life insurance products, including both permanent and term options. It also provides supplementary accident and health plans, Medicare supplemental insurance, fixed hospital indemnity, home health care services, specific dis
KMPR financial snapshot
- Wall Street Score:
- 36/100
- Current price:
- $27.25
- Market capitalization:
- $1.60B
- Revenue:
- $4.71B
- Net income:
- $41.9M
- Free cash flow:
- $553.9M
- Cash:
- $92.6M
- Total debt:
- $944.0M
- EPS:
- 2.31
- P/E ratio:
- 11.8x
- Financial score:
- 28/100
- Valuation score:
- 26/100
- Revenue score:
- 23/100
What stands out
- Reported year-over-year revenue growth is -0.0%.
- Free cash flow is $553.9M, showing positive cash generation.
- The balance sheet shows $92.6M of cash versus $944.0M of total debt, so leverage deserves attention.
What the numbers mean
Its current valuation score is 26/100, which Wall Street Score classifies as weak within the model's valuation framework.
The financial score is 28/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-07-24.
How to research KMPR
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.