Kingstone Companies, Inc. (KINS) Stock Score, Valuation & Financial Research
Kingstone Companies, Inc. is in the Financial Services sector and Insurance - Property & Casualty industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 81/100.
Quick answer for KINS
Kingstone Companies, Inc. currently has a Wall Street Score of 81/100. The stored market price is $19.22. Its financial score is 70/100. Its valuation score is 100/100. These figures are a research snapshot, not a buy or sell recommendation.
What Kingstone Companies, Inc. does
Kingstone Companies, Inc., through its operating entity Kingstone Insurance Company, focuses on delivering property and casualty insurance to individual clients across New York. The firm's product range encompasses various personal lines, including coverage for homeowners, multi-peril dwelling fire incidents, cooperative and condominium units, renters, and personal umbrella liability. Beyond personal policies, Kingstone also offers specialized physical damage-only insurance for commercial for-hire vehicles such as livery cars, car services, and taxicabs, alongside canine legal liability policies and reinsurance solutions. Its offerings are distributed through a broad network of retail and wholesale agents and brokers. Founded in 1886 and headquartered in Kingston, New York, the company was formerly known as DCAP Group, Inc., prior to its name change in July 2009.
KINS financial snapshot
- Wall Street Score:
- 81/100
- Current price:
- $19.22
- Market capitalization:
- $278.4M
- Revenue:
- $208.5M
- Net income:
- $31.1M
- Free cash flow:
- $73.1M
- Cash:
- $11.4M
- Total debt:
- $4.1M
- EPS:
- 2.93
- P/E ratio:
- 6.6x
- Financial score:
- 70/100
- Valuation score:
- 100/100
- Revenue score:
- 44/100
What stands out
- Reported year-over-year revenue growth is +0.0%.
- Free cash flow is $73.1M, showing positive cash generation.
- The balance sheet shows $11.4M of cash versus $4.1M of total debt, leaving more cash than debt.
What the numbers mean
Its current valuation score is 100/100, which Wall Street Score classifies as strong within the model's valuation framework.
The financial score is 70/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-07-24.
How to research KINS
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.