Kentucky First Federal Bancorp (KFFB) Stock Score, Valuation & Financial Research
Kentucky First Federal Bancorp is in the Financial Services sector and Banks - Regional industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 26/100.
Quick answer for KFFB
Kentucky First Federal Bancorp currently has a Wall Street Score of 26/100. The stored market price is $5.67. Its financial score is 45/100. Its valuation score is 0/100. These figures are a research snapshot, not a buy or sell recommendation.
What Kentucky First Federal Bancorp does
Kentucky First Federal Bancorp (KFFB) serves as the holding company for two financial institutions: First Federal Savings and Loan Association of Hazard, and Frankfort First Bancorp, Inc. Together, these subsidiaries deliver a variety of banking products and services to communities throughout Kentucky. Customers can access a suite of deposit products, including passbook savings, certificate accounts, checking accounts, and individual retirement accounts. KFFB's comprehensive loan offerings include residential mortgages for single to four-family homes, construction financing, and loans secured by multi-family properties. A substantial portion of its portfolio consists of non-residential loans, which are backed by commercial office buildings, churches, and other purpose-built properties. Furthermore, it provides commercial loans not tied to real estate, alongside an array of consumer credi
KFFB financial snapshot
- Wall Street Score:
- 26/100
- Current price:
- $5.67
- Market capitalization:
- $45.9M
- Revenue:
- $21.0M
- Net income:
- $1.4M
- Free cash flow:
- $-235K
- Cash:
- $2.3M
- Total debt:
- $48.9M
- EPS:
- 0.02
- P/E ratio:
- 254.3x
- Financial score:
- 45/100
- Valuation score:
- 0/100
- Revenue score:
- 36/100
What stands out
- Reported year-over-year revenue growth is +0.1%.
- Free cash flow is $-235K, showing cash burn in the current stored period.
- The balance sheet shows $2.3M of cash versus $48.9M of total debt, so leverage deserves attention.
- The current research record carries a high debt stress warning, which should be reviewed alongside the score.
What the numbers mean
Its current valuation score is 0/100, which Wall Street Score classifies as weak within the model's valuation framework.
The financial score is 45/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-07-24.
How to research KFFB
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.