Jiayin Group Inc. (JFIN) Stock Score, Valuation & Financial Research
Jiayin Group Inc. is in the Financial Services sector and Financial - Credit Services industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 64/100.
Quick answer for JFIN
Jiayin Group Inc. currently has a Wall Street Score of 64/100. The stored market price is $1.49. Its financial score is 11/100. Its valuation score is 100/100. These figures are a research snapshot, not a buy or sell recommendation.
What Jiayin Group Inc. does
Jiayin Group Inc. is a Chinese financial technology company specializing in online consumer lending within the People's Republic of China. It operates a sophisticated fintech platform designed to facilitate secure, transparent, and swift connections between individual borrowers and institutional funding partners. Beyond its core lending facilitation, the company also offers referral services for various investment products provided by financial service entities. Additionally, it extends its expertise to software development, robust risk management, marketing support, and comprehensive IT assistance. Established in 2011, Jiayin Group Inc. maintains its headquarters in Shanghai, the People's Republic of China.
JFIN financial snapshot
- Wall Street Score:
- 64/100
- Current price:
- $1.49
- Market capitalization:
- $77.5M
- Revenue:
- $764.4M
- Net income:
- $137.7M
- Free cash flow:
- $91.8M
- Cash:
- $63.4M
- Total debt:
- $101.9M
- EPS:
- 0.61
- P/E ratio:
- 2.4x
- Financial score:
- 11/100
- Valuation score:
- 100/100
- Revenue score:
- 62/100
What stands out
- Reported year-over-year revenue growth is +5.0%.
- Free cash flow is $91.8M, showing positive cash generation.
- The balance sheet shows $63.4M of cash versus $101.9M of total debt, so leverage deserves attention.
What the numbers mean
Its current valuation score is 100/100, which Wall Street Score classifies as strong within the model's valuation framework.
The financial score is 11/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-07-24.
How to research JFIN
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
Learn how to analyze a stock · Read the Wall Street Score methodology · Browse other stocks
Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.