J and Friends Holdings Limited Sponsored ADR Class A (JF) Stock Score, Valuation & Financial Research
J and Friends Holdings Limited Sponsored ADR Class A is in the Financial Services sector and Financial - Credit Services industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 15/100.
Quick answer for JF
J and Friends Holdings Limited Sponsored ADR Class A currently has a Wall Street Score of 15/100. The stored market price is $1.01. Its financial score is 3/100. Its valuation score is 0/100. These figures are a research snapshot, not a buy or sell recommendation.
What J and Friends Holdings Limited Sponsored ADR Class A does
J and Friends Holdings Limited, through its subsidiaries, provides cutting-edge financial and digital services, powered by technology, to the ecosystem of micro, small, and medium-sized enterprises (MSMEs and SMEs) across the People's Republic of China and internationally. The company operates an open platform that links business and financial partners, enabling them to offer financial solutions directly to end-users. Among its core offerings are point-of-sale financing solutions, branded as Dumiao, which business partners can integrate into their own platforms or utilize via the company's proprietary system, as well as business installment loan solutions. Additionally, J and Friends offers a suite of wealth management services. This includes a fund distribution solution, allowing partners to present and distribute mutual fund products to their customers, either under the Hongdian brand
JF financial snapshot
- Wall Street Score:
- 15/100
- Current price:
- $1.01
- Market capitalization:
- $415K
- Revenue:
- $5.2M
- Net income:
- $-1.8M
- Free cash flow:
- $145K
- Cash:
- $974K
- Total debt:
- $2.3M
- EPS:
- -2.53
- Financial score:
- 3/100
- Valuation score:
- 0/100
- Revenue score:
- 40/100
What stands out
- Reported year-over-year revenue growth is +2.2%.
- Free cash flow is $145K, showing positive cash generation.
- The balance sheet shows $974K of cash versus $2.3M of total debt, so leverage deserves attention.
What the numbers mean
Its current valuation score is 0/100, which Wall Street Score classifies as weak within the model's valuation framework.
The financial score is 3/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-07-24.
How to research JF
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.