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Primary reporting period: 2025-09-28 · Research updated Oct 12, 2026. A research update is not a new financial filing.
Who they are
Jack in the Box Inc. is engaged in the operation and franchising of its namesake quick-service dining establishments. By November 23, 2021, the company's network encompassed approximately 2,200 Jack in the Box fast-food outlets situated across 21 U. S.
How they make money
Jack in the Box Inc. generates revenue primarily through the operation of company-owned quick-service restaurants and by collecting royalties, franchise fees, and rental income from a large network of franchised locations. The company also manages marketing funds contributed by both company-operated and franchised restaurants to support brand advertising and promotional activities.
Products & services
The company operates and franchises quick-service restaurant chains, specifically the Jack in the Box brand, which offers a menu of hamburgers, tacos, chicken sandwiches, and breakfast items, and the Del Taco brand, which focuses on Mexican-American cuisine.
Calculated from reported segment revenue. Check the source period and revenue basis before comparing shares. Categories can overlap and may not add to 100%.
Geographic revenue
No reconciled geographic revenue breakdown was confirmed for the current research period.
The company does not have significant customer concentration as its business model relies on a large volume of individual retail consumers across its restaurant network.
Suppliers, materials & equipment
Food and packaging suppliers — The company relies on various third-party suppliers for food ingredients and packaging materials; specific supplier names are not disclosed.Source
Competitors
McDonald's — A major global quick-service restaurant chain competing in the hamburger segment.Source
Burger King — A major global quick-service restaurant chain competing in the hamburger segment.Source
Wendy's — A major quick-service restaurant chain competing in the hamburger segment.Source
Taco Bell — A major quick-service restaurant chain competing in the Mexican-style food segment.Source
Overall investment score · Quality, value, risk and opportunity
28
Poor
PoorElite
View category scores →
Company Quality
How good is the actual business—regardless of today’s stock price?
23
Poor
Financial Strength
22
Business Quality / Moat
48
Management
7
Growth Quality
4
Risk / Durability
20
Weak Company · Expensive Stock
Uses financial strength, moat, management, growth quality and durability. It excludes share price, P/E, market cap, intrinsic value and margin of safety.
Opportunity
Opportunity Score · How does the current price compare with estimated value?
38
Avoid
Based on current valuation, company quality, recent trends, and available market signals.
View score details →
Model Outlook
12-month model · What does the model think happens next?
40/100
Building Historical Record
Model Score 40/100 — estimates relative performance potential, distinct from the overall Wall Street Score and the separate Company Quality score.
Probability unavailable — the model has not produced a calibrated probability yet.
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WSS View
The quick read
The overall Wall Street Score is low across its combined quality, valuation and risk inputs. This can reflect an expensive share price, business weaknesses, or both; check Company Quality and the category breakdown before drawing a conclusion.
At today’s price, the WSS valuation framework currently reads as less attractive based on the available valuation and market data.
The model outlook is currently cautious.
What we like
•Recent buyback activity is present
What to watch
•Severe debt stress
•Valuation is a weaker part of the current profile
•Revenue fundamentals are weak
•Debt / balance-sheet profile needs attention
•Asset quality is a weaker factor
Company-specific research
Questions worth answering for JACK
Research inputs 100% complete
These questions are generated from this company's current financial and score data so the page adds context instead of treating the headline score as a stand-alone conclusion.
•What is driving JACK's revenue decline, and does the latest company filing suggest the weakness is temporary or structural?
•Is JACK's positive free cash flow repeatable, or is the current level being helped by temporary working-capital or spending changes?
•Is JACK's debt load manageable relative to cash generation, interest costs and upcoming maturities?
•What does the current severe debt stress warning mean for the reliability or interpretation of JACK's score?
Two different market-behavior signals. Momentum measures direction and trend strength. Volatility measures how large and unstable the price moves are, regardless of direction.
A high momentum score means price has been trending upward with confirming short- and medium-term strength. A low score means downward or weakening momentum.
Volatility = How violently is it moving?
A high volatility score means larger, less stable price swings. It can happen while a stock is rising or falling, so high volatility is not automatically bullish or bearish.
Important: the volatility score above is based on realized price volatility. Implied volatility (IV) comes from options prices and represents the market's expected future movement. Wall Street Score will keep IV separate and will only display it when a verified options-chain feed is available.
Notices for JACK
Detected from reported data — verify before acting.
Dividend history reported
Dividend payments are recorded. Review the dates and regular/special classification below; past payments do not guarantee future dividends.
Historical repurchase activity
Reported cash flows or share-count measures indicate past repurchase activity. This does not verify an active buyback authorization or future purchases.
Severe debt stress
Negative shareholder equity • Total debt is at least one year of revenue • Interest coverage is below 2x • Cash covers less than 20% of total debt
Community Sentiment
0 active · 0 total calls
0% Bullish (0) 0% Bearish (0)
No personal call yet on JACK.
Potential upside factors
+Growth opportunities may come from revenue expansion, margin improvement, new products, market-share gains, and stronger cash flow.
+Highly franchised business model.
+Strong brand recognition in the quick-service restaurant industry.
+Positive free cash flow may provide capacity to invest in growth.
Potential downside factors
−Debt risk (severe): Negative shareholder equity.
−Total debt is at least one year of revenue.
−Interest coverage is below 2x.
−Cash covers less than 20% of total debt.
These research factors come from saved company research and financial data, not community votes. They are starting points to verify against filings, not buy or sell recommendations.
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Scores
Click any score for full breakdown
Wall Street Score
Weak28/ 100
Weak (0–50)Fair (51–71)Strong (72+)
Debt
Poor
20
Debt Cost2.6%
Debt Reduction YoY1.9%
Debt / Equity-3.33x
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Revenue
Poor
35
Revenue YoY-19.0%
Revenue CAGR-6.9%
Net Margin2.8%
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Asset
Poor
0
Asset Growth YoY-5.2%
Liquidation/Share-$47.05
Net Assets/MCap-2.30x
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Capital
Elite
100
Earnings Yield13.4%
Buyback Yield19.4%
Debt Cost2.6%
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Management
Poor
7
ROIC-1.2%
ROE-3.7%
ROA1.8%
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Moat
Weak
48
EPS Growth—
FCF/Share Growth-2.8%
Rev/Share Growth6.5%
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Valuation
Weak
48
Intrinsic Value$14.79
Value Reference$8.87
MOS23.8%
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Buffett
Poor
25
Revenue35
Moat48
Valuation48
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MOS
Poor
27
MOS %23.8%
Value Reference$8.87
Deep Discount Reference$5.92
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Financial
Poor
8
Interest Coverage-0.2x
ROIC-1.2%
FCF Yield29.4%
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Master
Poor
20
Financial8
Valuation48
Debt20
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Resilience
Poor
27
Survival Years0.2 yrs
Current Ratio0.51x
FCF Margin5.1%
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Score Changes
2 historical score records available
Previous Score
24
Jul 24, 2026
Change
+3.9
points
Current Score
28
Oct 1, 2026
Category Changes
Revenue-0.2
Debt-30.0
Assets0
Capital0
Management0
Moat0
Valuation+48.1
Buffett-2.7
JACK increased 3.9 points because Valuation improved by 48.1 points.
Positive Contributors
+ Valuation improved by 48.1 points
Negative Contributors
− Debt declined by 30 points
− Buffett declined by 2.7 points
Projected Score
Projected Score
26
Projected Change
-2.2 points
Preliminary comparable-period financial changes suggest decline of approximately 2.2 points. This is a projected estimate, not the official WallStreetScore.
Monetary values in USD. Share counts in raw units.
Income StatementBalance SheetCash Flow
AnnualQuarterlyTTM + Annual
All rows
Free includes 3 annual periods plus available TTM; Premium includes up to 10 annual periods. History depends on available company filings. Swipe the table horizontally to see older periods. A dash means unavailable, not zero.
Line Item
TTM
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
Revenue
$1.19B
$1.47B
$1.57B
$1.69B
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Cost of Revenue
$853.4M
$1.05B
$1.11B
$1.18B
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····
····
····
····
····
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Gross Profit
$334.2M
$419.9M
$463.0M
$508.1M
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····
····
····
····
····
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Research & Development
$0.00
$0.00
$0.00
$0.00
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····
····
····
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SG&A Expenses
$113.0M
$143.6M
$133.3M
$172.9M
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····
····
····
····
····
····
Operating Expenses
$164.2M
$438.0M
$380.4M
$229.4M
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····
····
····
····
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EBITDA
$204.9M
$36.2M
$138.3M
$336.8M
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····
····
····
····
····
····
Operating Income
$170.1M
-$18.1M
$82.5M
$278.8M
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····
····
····
····
····
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Interest Expense
$78.3M
$80.6M
$82.1M
$82.4M
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····
····
····
····
····
····
Income Before Tax
$76.4M
-$102.8M
-$4.3M
$189.3M
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····
····
····
····
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Income Tax Expense
$22.6M
-$22.1M
$32.4M
$58.5M
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····
····
····
····
····
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Net Income
$33.7M
-$80.7M
-$36.7M
$130.8M
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····
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Basic EPS
$1.74
$-4.23
$-1.86
$6.35
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Basic Shares
19.33M
19.06M
19.69M
20.60M
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····
····
····
····
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Diluted Shares
19.46M
19.15M
19.84M
20.76M
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Upgrade to Premium for up to 10 annual periods, where available.
Debt and cash show percentage changes versus the comparison period; margin shows the change in percentage points (pp). These are company-wide changes, not per-share amounts.
Financial Changes Since Prior Period
What Improved
Margins expanded
Cash position grew
Debt reduced
Potential Score Impact
Positive indicators included cash levels, debt levels, net income margin. Pressure indicators included revenue growth, EPS growth. These factors may support or pressure the Revenue, Management, Financial, and Debt categories; this summary does not claim that the stored scores changed.
Stored Earnings Analysis
Revenue declined 22.6%. EPS declined 10.4%. Cash increased 21.8%. Total debt declined 20.7%. Net income margin improved by 1.2 percentage points.
Earnings-Call Transcript
Earnings-call transcript analysis is not currently available.
These results may influence future scores when the next evaluation is completed.
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Government disclosed trading activity is available on the Smart Money directory. Filings may be delayed and may not represent complete current holdings.
Dividend HistoryShare
Dividend History
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Predictions & Historical PerformanceShare
Conservative Projected Values
3 Years
$———.——
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5 Years
$———.——
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10 Years
$———.——
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Conservative Projection Rate
——%
Premium
Conservative Projected Values — price projections derived from actual 10-year adjusted historical returns, conservatively adjusted and capped at 8% annually. These are distinct from the Outperformance Model Score and WallStreetScore.
Conservative Projected Values
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