Isabella Bank Corporation (ISBA) Stock Score, Valuation & Financial Research
Isabella Bank Corporation is in the Financial Services sector and Banks - Regional industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 52/100.
Quick answer for ISBA
Isabella Bank Corporation currently has a Wall Street Score of 52/100. The stored market price is $38.91. Its financial score is 41/100. Its valuation score is 93/100. These figures are a research snapshot, not a buy or sell recommendation.
What Isabella Bank Corporation does
Isabella Bank Corporation serves as the parent company for Isabella Bank, providing a comprehensive suite of banking products and financial services. Its diverse clientele includes businesses, institutions, private individuals, and families. The bank facilitates savings through various deposit options, such as checking and savings accounts, certificates of deposit (CDs), direct deposit services, and money market accounts. Its lending solutions are extensive, comprising commercial, agricultural, and residential real estate loans, alongside consumer credit offerings, including both secured and unsecured personal loans. Beyond core banking, Isabella Bank Corporation offers a range of additional amenities. These include cash management tools, mobile and internet banking platforms, electronic bill payment, automated teller machines (ATMs), specialized trust and investment advisory, estate pla
ISBA financial snapshot
- Wall Street Score:
- 52/100
- Current price:
- $38.91
- Market capitalization:
- $285.3M
- Revenue:
- $111.3M
- Net income:
- $20.0M
- Free cash flow:
- $23.3M
- Cash:
- $41.8M
- Total debt:
- $116.0M
- EPS:
- 2.56
- P/E ratio:
- 15.2x
- Financial score:
- 41/100
- Valuation score:
- 93/100
- Revenue score:
- 27/100
What stands out
- Reported year-over-year revenue growth is -0.0%.
- Free cash flow is $23.3M, showing positive cash generation.
- The balance sheet shows $41.8M of cash versus $116.0M of total debt, so leverage deserves attention.
What the numbers mean
Its current valuation score is 93/100, which Wall Street Score classifies as strong within the model's valuation framework.
The financial score is 41/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-07-24.
How to research ISBA
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.