ING Groep N.V. (ING) Stock Score, Valuation & Financial Research
ING Groep N.V. is in the Financial Services sector and Banks - Diversified industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 34/100.
Quick answer for ING
ING Groep N.V. currently has a Wall Street Score of 34/100. The stored market price is $36.78. Its financial score is 36/100. Its valuation score is 22/100. The latest WSS change is -0.1 points. These figures are a research snapshot, not a buy or sell recommendation.
What ING Groep N.V. does
ING Groep N.V. functions as a prominent global financial services institution, offering a comprehensive suite of banking products and solutions across a vast international footprint. Its operations extend throughout the Netherlands, Belgium, Germany, Poland, other European countries, North America, Latin America, Asia, and Australia. The company organizes its business into six distinct segments: Retail Banking focused on the Netherlands, Belgium, Germany, and other regions, in addition to its Wholesale Banking and Corporate Line Banking divisions. ING facilitates various client deposits, including checking and savings accounts, and extends credit options to both businesses and individual consumers. These lending products encompass residential mortgage loans, term loans, revolving credit facilities, and personal loans. Furthermore, its extensive offerings include debt and equity capital m
ING financial snapshot
- Wall Street Score:
- 34/100
- Current price:
- $36.78
- Market capitalization:
- $105.06B
- Revenue:
- $46.75B
- Net income:
- $7.73B
- Free cash flow:
- $0
- Cash:
- $74.91B
- Total debt:
- $213.44B
- EPS:
- 2.44
- P/E ratio:
- 15.0x
- Financial score:
- 36/100
- Valuation score:
- 22/100
- Revenue score:
- 39/100
What stands out
- Reported year-over-year revenue growth is +0.8%.
- Free cash flow is $0, showing positive cash generation.
- The balance sheet shows $74.91B of cash versus $213.44B of total debt, so leverage deserves attention.
- The latest Wall Street Score change is -0.1 points: ING decreased 0.1 points because some fundamentals weakened.
What the numbers mean
Its current valuation score is 22/100, which Wall Street Score classifies as weak within the model's valuation framework.
The financial score is 36/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-08-14.
How to research ING
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.