Independent Bank Corp. (INDB) Stock Score, Valuation & Financial Research
Independent Bank Corp. is in the Financial Services sector and Banks - Regional industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 51/100.
Quick answer for INDB
Independent Bank Corp. currently has a Wall Street Score of 51/100. The stored market price is $82.74. Its financial score is 18/100. Its valuation score is 93/100. These figures are a research snapshot, not a buy or sell recommendation.
What Independent Bank Corp. does
Independent Bank Corp. functions as the parent company for Rockland Trust Company, delivering a wide array of commercial banking products and services. Its clientele primarily consists of private individuals and small to mid-sized businesses, largely within Massachusetts. The institution offers diverse deposit options, including interest-bearing checking, money market, and savings accounts, in addition to demand deposits and time certificates of deposit. Its extensive lending portfolio covers commercial and industrial loans, commercial real estate and construction financing, small business loans, consumer real estate loans, and personal loans. Beyond core banking, the company provides wealth management and fiduciary services for a broad spectrum of clients, from private individuals and institutions to small businesses and charitable organizations. It also offers digital banking solutions
INDB financial snapshot
- Wall Street Score:
- 51/100
- Current price:
- $82.74
- Market capitalization:
- $3.99B
- Revenue:
- $1.25B
- Net income:
- $271.4M
- Free cash flow:
- $239.0M
- Cash:
- $252.0M
- Total debt:
- $701.5M
- EPS:
- 4.45
- P/E ratio:
- 18.6x
- Financial score:
- 18/100
- Valuation score:
- 93/100
- Revenue score:
- 36/100
What stands out
- Reported year-over-year revenue growth is +0.1%.
- Free cash flow is $239.0M, showing positive cash generation.
- The balance sheet shows $252.0M of cash versus $701.5M of total debt, so leverage deserves attention.
What the numbers mean
Its current valuation score is 93/100, which Wall Street Score classifies as strong within the model's valuation framework.
The financial score is 18/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-08-14.
How to research INDB
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.