Intercorp Financial Services Inc. (IFS) Stock Score, Valuation & Financial Research
Intercorp Financial Services Inc. is in the Financial Services sector and Banks - Regional industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 55/100.
Quick answer for IFS
Intercorp Financial Services Inc. currently has a Wall Street Score of 55/100. The stored market price is $54.73. Its financial score is 38/100. Its valuation score is 97/100. The latest WSS change is -0.4 points. These figures are a research snapshot, not a buy or sell recommendation.
What Intercorp Financial Services Inc. does
Intercorp Financial Services Inc. (IFS) is a Peruvian entity providing a wide array of financial solutions, encompassing banking, insurance, and wealth management, to both individual and corporate clients throughout Peru. The company operates through three primary divisions: Banking, Insurance, and Wealth Management. Its banking segment offers diverse deposit options, such as various transactional and savings accounts, investment accounts, and fixed-term instruments including certificates of deposit and compensation for service time accounts. For retail customers, IFS provides credit cards, mortgages, payroll-deduction loans, general consumer loans, as well as specialized cash, student, and collateralized cash loans. Business clients, from small to large enterprises, benefit from commercial banking services covering corporate financing, commercial real estate, vehicle and equipment loans
IFS financial snapshot
- Wall Street Score:
- 55/100
- Current price:
- $54.73
- Market capitalization:
- $6.08B
- Revenue:
- $2.39B
- Net income:
- $619.1M
- Free cash flow:
- $387.6M
- Cash:
- $4.16B
- Total debt:
- $4.14B
- EPS:
- 4.84
- P/E ratio:
- 11.3x
- Financial score:
- 38/100
- Valuation score:
- 97/100
- Revenue score:
- 27/100
What stands out
- Reported year-over-year revenue growth is -0.1%.
- Free cash flow is $387.6M, showing positive cash generation.
- The balance sheet shows $4.16B of cash versus $4.14B of total debt, leaving more cash than debt.
- The latest Wall Street Score change is -0.4 points: IFS decreased 0.4 points because Revenue declined by 3.6 points.
What the numbers mean
Its current valuation score is 97/100, which Wall Street Score classifies as strong within the model's valuation framework.
The financial score is 38/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-08-14.
How to research IFS
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.