International Bancshares Corporation (IBOC) Stock Score, Valuation & Financial Research
International Bancshares Corporation is in the Financial Services sector and Banks - Regional industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 62/100.
Quick answer for IBOC
International Bancshares Corporation currently has a Wall Street Score of 62/100. The stored market price is $70.94. Its financial score is 38/100. Its valuation score is 97/100. The latest WSS change is +0.4 points. These figures are a research snapshot, not a buy or sell recommendation.
What International Bancshares Corporation does
International Bancshares Corporation (IBC), functioning as a financial holding company, delivers a comprehensive array of commercial and retail banking services. The institution facilitates checking and savings deposits and extends various loan products, including financing for commercial ventures, real estate, personal needs, home improvements, automobiles, and other installment or term-based credit. Moreover, IBC specializes in international banking, offering services such as letters of credit, commercial and industrial lending, and foreign currency exchange. Its supplementary offerings feature credit cards, secure safety deposit boxes, collection services, notary public, and escrow. The company also provides the convenience of drive-up and walk-up facilities, alongside other standard banking operations, online banking platforms, and access to securities products facilitated by externa
IBOC financial snapshot
- Wall Street Score:
- 62/100
- Current price:
- $70.94
- Market capitalization:
- $4.41B
- Revenue:
- $1.06B
- Net income:
- $413.3M
- Free cash flow:
- $472.9M
- Cash:
- $451.2M
- Total debt:
- $731.0M
- EPS:
- 6.63
- P/E ratio:
- 10.7x
- Financial score:
- 38/100
- Valuation score:
- 97/100
- Revenue score:
- 31/100
What stands out
- Reported year-over-year revenue growth is +0.0%.
- Free cash flow is $472.9M, showing positive cash generation.
- The balance sheet shows $451.2M of cash versus $731.0M of total debt, so leverage deserves attention.
- The latest Wall Street Score change is +0.4 points: IBOC increased 0.4 points because overall fundamentals improved.
What the numbers mean
Its current valuation score is 97/100, which Wall Street Score classifies as strong within the model's valuation framework.
The financial score is 38/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-08-14.
How to research IBOC
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.