High Templar Tech Limited (HTT) Stock Score, Valuation & Financial Research
High Templar Tech Limited is in the Financial Services sector and Financial - Credit Services industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 57/100.
Quick answer for HTT
High Templar Tech Limited currently has a Wall Street Score of 57/100. The stored market price is $2.47. Its financial score is 40/100. Its valuation score is 100/100. These figures are a research snapshot, not a buy or sell recommendation.
What High Templar Tech Limited does
Qudian Inc. functions as a technology enterprise primarily serving individual consumers across the People's Republic of China. The company's principal activities encompass the provision of micro-credit and short-term cash advances, alongside financial leasing and credit guarantee solutions. Additionally, Qudian offers technology development and support services. In a more recent diversification, the firm also supplies ready-to-cook meal kits, catering specifically to the needs of the working-class demographic. Founded in 2014, its corporate headquarters are situated in Xiamen, China.
HTT financial snapshot
- Wall Street Score:
- 57/100
- Current price:
- $2.47
- Market capitalization:
- $399.9M
- Revenue:
- $6.1M
- Net income:
- $105.2M
- Free cash flow:
- $84.4M
- Cash:
- $1.04B
- Total debt:
- $234.1M
- EPS:
- 0.65
- P/E ratio:
- 3.8x
- Financial score:
- 40/100
- Valuation score:
- 100/100
- Revenue score:
- 35/100
What stands out
- Reported year-over-year revenue growth is +0.0%.
- Free cash flow is $84.4M, showing positive cash generation.
- The balance sheet shows $1.04B of cash versus $234.1M of total debt, leaving more cash than debt.
What the numbers mean
Its current valuation score is 100/100, which Wall Street Score classifies as strong within the model's valuation framework.
The financial score is 40/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-08-14.
How to research HTT
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.