Hilltop Holdings Inc. (HTH) Stock Score, Valuation & Financial Research

Hilltop Holdings Inc. is in the Financial Services sector and Financial - Conglomerates industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 51/100.

Quick answer for HTH

Hilltop Holdings Inc. currently has a Wall Street Score of 51/100. The stored market price is $38.59. Its financial score is 60/100. Its valuation score is 79/100. The latest WSS change is -1.7 points. These figures are a research snapshot, not a buy or sell recommendation.

What Hilltop Holdings Inc. does

Hilltop Holdings Inc., a Dallas, Texas-based entity established in 1998, delivers a comprehensive suite of financial products and services, catering to both corporate and individual clients. Its operations are structured into three primary divisions: Banking, Broker-Dealer activities, and Mortgage Origination. The Banking division encompasses a range of deposit products, including checking (both standard and interest-bearing), savings, money market accounts, and certificates of deposit. It extends various credit facilities such as lines and letters of credit, home improvement and equity financing, loans for securities acquisition, equipment leasing and loans, agricultural and commercial real estate funding, alongside commercial, industrial, term, and construction loans. Additionally, this segment offers treasury, wealth, and asset management services, along with essential banking conveni

HTH financial snapshot

Wall Street Score:
51/100
Current price:
$38.59
Market capitalization:
$2.21B
Revenue:
$1.59B
Net income:
$161.8M
Free cash flow:
$-95.1M
Cash:
$750.5M
Total debt:
$1.58B
EPS:
2.64
P/E ratio:
14.6x
Financial score:
60/100
Valuation score:
79/100
Revenue score:
21/100

What stands out

  • Reported year-over-year revenue growth is -0.0%.
  • Free cash flow is $-95.1M, showing cash burn in the current stored period.
  • The balance sheet shows $750.5M of cash versus $1.58B of total debt, so leverage deserves attention.
  • The latest Wall Street Score change is -1.7 points: HTH decreased 1.7 points because Valuation declined by 8.7 points.

What the numbers mean

Its current valuation score is 79/100, which Wall Street Score classifies as strong within the model's valuation framework.

The financial score is 60/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.

A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.

Data freshness: Financial data last refreshed 2026-08-14.

How to research HTH

Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.

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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.