HealthEquity, Inc. (HQY) Stock Score, Valuation & Financial Research
HealthEquity, Inc. is in the Healthcare sector and Medical - Healthcare Information Services industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 41/100.
Quick answer for HQY
HealthEquity, Inc. currently has a Wall Street Score of 41/100. The stored market price is $96.26. Its financial score is 25/100. Its valuation score is 10/100. The latest WSS change is -1.5 points. These figures are a research snapshot, not a buy or sell recommendation.
What HealthEquity, Inc. does
Headquartered in Draper, Utah, and established in 2002, HealthEquity, Inc. furnishes technology-powered service platforms to both individual consumers and employers across the United States. The company provides cloud-based solutions designed to assist individuals in overseeing their healthcare expenditures and savings. These platforms enable users to make informed decisions about their health finances, pay medical bills, compare treatment options and costs, access personalized benefits and clinical data, earn incentives for wellness, and grow their savings through various investment avenues, including specific investment choices. In addition to these personal financial management tools, HealthEquity administers a range of health-related accounts, such as Health Savings Accounts (HSAs), Flexible Spending Accounts (FSAs), and Health Reimbursement Arrangements (HRAs). Its offerings also en
HQY financial snapshot
- Wall Street Score:
- 41/100
- Current price:
- $96.26
- Market capitalization:
- $8.05B
- Revenue:
- $1.34B
- Net income:
- $230.7M
- Free cash flow:
- $455.1M
- Cash:
- $265.4M
- Total debt:
- $984.7M
- EPS:
- 2.50
- P/E ratio:
- 38.5x
- Financial score:
- 25/100
- Valuation score:
- 10/100
- Revenue score:
- 25/100
What stands out
- Reported year-over-year revenue growth is +0.0%.
- Free cash flow is $455.1M, showing positive cash generation.
- The balance sheet shows $265.4M of cash versus $984.7M of total debt, so leverage deserves attention.
- The latest Wall Street Score change is -1.5 points: HQY decreased 1.5 points because Capital declined by 2 points, Valuation declined by 8 points.
What the numbers mean
Its current valuation score is 10/100, which Wall Street Score classifies as weak within the model's valuation framework.
The financial score is 25/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-08-14.
How to research HQY
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.