Hingham Institution for Savings (HIFS) Stock Score, Valuation & Financial Research
Hingham Institution for Savings is in the Financial Services sector and Banks - Regional industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 50/100.
Quick answer for HIFS
Hingham Institution for Savings currently has a Wall Street Score of 50/100. The stored market price is $301.05. Its financial score is 22/100. Its valuation score is 97/100. The latest WSS change is -2.2 points. These figures are a research snapshot, not a buy or sell recommendation.
What Hingham Institution for Savings does
Hingham Institution for Savings is a financial services provider that offers a diverse array of banking solutions to both individual consumers and corporate entities throughout the U.S. Its comprehensive selection of deposit accounts encompasses savings, checking, money market, demand deposit, and negotiable order of withdrawal (NOW) options, alongside certificates of deposit (CDs). The institution also extends credit through various loan products, including financing for commercial and residential real estate, construction projects, home equity lines, general business needs, and personal consumer purposes. Furthermore, for customer convenience, it makes available automated teller machines (ATMs), debit cards, and a robust online banking platform. Its service delivery model includes a network of six physical branches situated across Boston and eastern Massachusetts, supplemented by comme
HIFS financial snapshot
- Wall Street Score:
- 50/100
- Current price:
- $301.05
- Market capitalization:
- $656.4M
- Revenue:
- $245.4M
- Net income:
- $66.3M
- Free cash flow:
- $35.5M
- Cash:
- $5.5M
- Total debt:
- $1.41B
- EPS:
- 25.01
- P/E ratio:
- 12.0x
- Financial score:
- 22/100
- Valuation score:
- 97/100
- Revenue score:
- 37/100
What stands out
- Reported year-over-year revenue growth is +0.0%.
- Free cash flow is $35.5M, showing positive cash generation.
- The balance sheet shows $5.5M of cash versus $1.41B of total debt, so leverage deserves attention.
- The latest Wall Street Score change is -2.2 points: HIFS decreased 2.2 points because Capital declined by 5 points.
What the numbers mean
Its current valuation score is 97/100, which Wall Street Score classifies as strong within the model's valuation framework.
The financial score is 22/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-08-14.
How to research HIFS
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.