HDFC Bank Limited (HDB) Stock Score, Valuation & Financial Research
HDFC Bank Limited is in the Financial Services sector and Banks - Regional industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 57/100.
Quick answer for HDB
HDFC Bank Limited currently has a Wall Street Score of 57/100. The stored market price is $22.38. Its financial score is 32/100. Its valuation score is 97/100. The latest WSS change is +0.7 points. These figures are a research snapshot, not a buy or sell recommendation.
What HDFC Bank Limited does
HDFC Bank Limited is a prominent financial institution providing a comprehensive suite of banking and financial services, catering to both individual and corporate clients across India, Bahrain, Hong Kong, and Dubai. The bank organizes its operations into several key segments: Treasury, Retail Banking, Wholesale Banking, Other Banking Business, and Unallocated. Its offerings include a wide array of deposit products such as savings, salary, current, rural, public provident fund, and pension accounts, alongside Demat accounts for investments. Customers can also opt for fixed and recurring deposits, safe deposit lockers, offshore accounts and deposits, overdraft facilities against fixed deposits, and sweep-in options. HDFC Bank extends a diverse range of lending solutions, encompassing personal, home, vehicle (car and two-wheeler), business, educational, gold, consumer, and rural loans. It
HDB financial snapshot
- Wall Street Score:
- 57/100
- Current price:
- $22.38
- Market capitalization:
- $114.79B
- Revenue:
- $52.49B
- Net income:
- $8.37B
- Free cash flow:
- $18.04B
- Cash:
- $25.06B
- Total debt:
- $59.64B
- EPS:
- 1.63
- P/E ratio:
- 13.7x
- Financial score:
- 32/100
- Valuation score:
- 97/100
- Revenue score:
- 35/100
What stands out
- Reported year-over-year revenue growth is -0.0%.
- Free cash flow is $18.04B, showing positive cash generation.
- The balance sheet shows $25.06B of cash versus $59.64B of total debt, so leverage deserves attention.
- The latest Wall Street Score change is +0.7 points: HDB increased 0.7 points because overall fundamentals improved.
- The current research record carries a share basis reconciled warning, which should be reviewed alongside the score.
What the numbers mean
Its current valuation score is 97/100, which Wall Street Score classifies as strong within the model's valuation framework.
The financial score is 32/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-08-14.
How to research HDB
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.