Home Bancorp, Inc. (HBCP) Stock Score, Valuation & Financial Research
Home Bancorp, Inc. is in the Financial Services sector and Banks - Regional industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 58/100.
Quick answer for HBCP
Home Bancorp, Inc. currently has a Wall Street Score of 58/100. The stored market price is $69.22. Its financial score is 47/100. Its valuation score is 97/100. The latest WSS change is -0.7 points. These figures are a research snapshot, not a buy or sell recommendation.
What Home Bancorp, Inc. does
Home Bancorp, Inc. serves as the parent company for Home Bank, National Association, delivering a comprehensive array of banking and financial services across Louisiana and Mississippi. Its product portfolio includes diverse deposit accounts such as interest-bearing and non-interest-bearing checking, money market, savings, Negotiable Order of Withdrawal (NOW), and certificates of deposit. The institution also offers a wide range of loan products, including first mortgages for one-to-four family residences, home equity loans and lines of credit, commercial real estate financing, construction and land acquisition loans, multi-family housing loans, commercial and industrial financing, and personal consumer loans. Additionally, Home Bancorp, Inc. engages in securities investments and provides credit card services along with digital banking capabilities. The company operates through a network
HBCP financial snapshot
- Wall Street Score:
- 58/100
- Current price:
- $69.22
- Market capitalization:
- $544.6M
- Revenue:
- $210.3M
- Net income:
- $46.7M
- Free cash flow:
- $44.3M
- Cash:
- $188.2M
- Total debt:
- $54.8M
- EPS:
- 5.93
- P/E ratio:
- 11.7x
- Financial score:
- 47/100
- Valuation score:
- 97/100
- Revenue score:
- 28/100
What stands out
- Reported year-over-year revenue growth is +0.0%.
- Free cash flow is $44.3M, showing positive cash generation.
- The balance sheet shows $188.2M of cash versus $54.8M of total debt, leaving more cash than debt.
- The latest Wall Street Score change is -0.7 points: HBCP decreased 0.7 points because some fundamentals weakened.
What the numbers mean
Its current valuation score is 97/100, which Wall Street Score classifies as strong within the model's valuation framework.
The financial score is 47/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-08-14.
How to research HBCP
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.