Hanmi Financial Corporation (HAFC) Stock Score, Valuation & Financial Research
Hanmi Financial Corporation is in the Financial Services sector and Banks - Regional industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 59/100.
Quick answer for HAFC
Hanmi Financial Corporation currently has a Wall Street Score of 59/100. The stored market price is $31.8. Its financial score is 54/100. Its valuation score is 97/100. The latest WSS change is -0.1 points. These figures are a research snapshot, not a buy or sell recommendation.
What Hanmi Financial Corporation does
Hanmi Financial Corporation serves as the parent company for Hanmi Bank, which delivers a wide spectrum of commercial banking solutions across the United States. The bank's diverse deposit offerings include checking accounts (both interest-bearing and non-interest-bearing), savings accounts, negotiable order of withdrawal (NOW) accounts, money market accounts, and certificates of deposit. Regarding lending, Hanmi provides various types of credit: Real Estate Loans: Covering commercial properties, construction projects, and residential homes. Commercial and Industrial Loans: Such as commercial term loans and lines of credit. International Finance and Trade Services: Including letters of credit and import/export financing. Consumer Loans: Encompassing general consumer loans, secured and unsecured options, home equity loans, residential mortgages, and credit cards. A significant focus is pl
HAFC financial snapshot
- Wall Street Score:
- 59/100
- Current price:
- $31.8
- Market capitalization:
- $946.6M
- Revenue:
- $385.8M
- Net income:
- $89.4M
- Free cash flow:
- $203.7M
- Cash:
- $331.2M
- Total debt:
- $130.8M
- EPS:
- 2.55
- P/E ratio:
- 12.5x
- Financial score:
- 54/100
- Valuation score:
- 97/100
- Revenue score:
- 27/100
What stands out
- Reported year-over-year revenue growth is -0.1%.
- Free cash flow is $203.7M, showing positive cash generation.
- The balance sheet shows $331.2M of cash versus $130.8M of total debt, leaving more cash than debt.
- The latest Wall Street Score change is -0.1 points: HAFC decreased 0.1 points because some fundamentals weakened.
What the numbers mean
Its current valuation score is 97/100, which Wall Street Score classifies as strong within the model's valuation framework.
The financial score is 54/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-08-14.
How to research HAFC
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.