Globe Life Inc. (GL) Stock Score, Valuation & Financial Research
Globe Life Inc. is in the Financial Services sector and Insurance - Life industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 67/100.
Quick answer for GL
Globe Life Inc. currently has a Wall Street Score of 67/100. The stored market price is $170.81. Its financial score is 69/100. Its valuation score is 83/100. The latest WSS change is -1.6 points. These figures are a research snapshot, not a buy or sell recommendation.
What Globe Life Inc. does
Globe Life Inc. delivers diverse life insurance and supplementary health coverage, alongside annuity products, targeting households in the lower-middle to middle-income brackets throughout the United States. The company's operations are structured into four key segments: Life Insurance, Supplemental Health Insurance, Annuities, and Investments. Its offerings encompass whole life, term life, and other life protection plans; supplemental health benefits like Medicare supplements, critical illness, and accident policies; and both single-premium and flexible-premium deferred annuities. Founded in 1979 and headquartered in McKinney, Texas, the enterprise rebranded from Torchmark Corporation to Globe Life Inc. in August 2019.
GL financial snapshot
- Wall Street Score:
- 67/100
- Current price:
- $170.81
- Market capitalization:
- $13.26B
- Revenue:
- $6.20B
- Net income:
- $1.21B
- Free cash flow:
- $1.25B
- Cash:
- $257.1M
- Total debt:
- $2.94B
- EPS:
- 14.30
- P/E ratio:
- 11.9x
- Financial score:
- 69/100
- Valuation score:
- 83/100
- Revenue score:
- 28/100
What stands out
- Reported year-over-year revenue growth is +0.0%.
- Free cash flow is $1.25B, showing positive cash generation.
- The balance sheet shows $257.1M of cash versus $2.94B of total debt, so leverage deserves attention.
- The latest Wall Street Score change is -1.6 points: GL decreased 1.6 points because Capital declined by 2 points, Valuation declined by 5.6 points.
What the numbers mean
Its current valuation score is 83/100, which Wall Street Score classifies as strong within the model's valuation framework.
The financial score is 69/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-08-14.
How to research GL
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.