Grupo Financiero Galicia S.A. (GGAL) Stock Score, Valuation & Financial Research

Grupo Financiero Galicia S.A. is in the Financial Services sector and Banks - Regional industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 32/100.

Quick answer for GGAL

Grupo Financiero Galicia S.A. currently has a Wall Street Score of 32/100. The stored market price is $42.96. Its financial score is 26/100. Its valuation score is 4/100. The latest WSS change is +1.2 points. These figures are a research snapshot, not a buy or sell recommendation.

What Grupo Financiero Galicia S.A. does

Grupo Financiero Galicia S.A. (GGAL) functions as a prominent financial services conglomerate, delivering an extensive array of financial solutions and products to both individual clients and corporate entities across Argentina. The company structures its diverse operations into several key segments: Banking, NaranjaX, Insurance, and other miscellaneous business ventures. Its comprehensive portfolio encompasses various deposit accounts, including savings, current, and checking options. GGAL also offers a wide spectrum of lending facilities such as personal, express, and mortgage loans, along with pledge and credit card-backed financing. Furthermore, it provides credit and debit cards, coupled with robust online banking capabilities. Beyond these core offerings, the group extends its services to include general financing and consumer credit solutions, electronic check processing, global c

GGAL financial snapshot

Wall Street Score:
32/100
Current price:
$42.96
Market capitalization:
$6.90B
Revenue:
$9.67B
Net income:
$114.9M
Free cash flow:
$26.7M
Cash:
$4.14B
Total debt:
$2.85B
EPS:
0.90
P/E ratio:
47.8x
Financial score:
26/100
Valuation score:
4/100
Revenue score:
31/100

What stands out

  • Reported year-over-year revenue growth is +0.2%.
  • Free cash flow is $26.7M, showing positive cash generation.
  • The balance sheet shows $4.14B of cash versus $2.85B of total debt, leaving more cash than debt.
  • The latest Wall Street Score change is +1.2 points: GGAL increased 1.2 points because Revenue improved by 8.2 points, Capital improved by 4 points.

What the numbers mean

Its current valuation score is 4/100, which Wall Street Score classifies as weak within the model's valuation framework.

The financial score is 26/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.

A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.

Data freshness: Financial data last refreshed 2026-09-04.

How to research GGAL

Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.

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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.