Educational research only—not investment advice or a recommendation. Scores and estimates may use delayed, incomplete, restated, or corrected market and filing data. Independently verify information before making an investment decision.

The Gap, Inc.

GAPNYSE
Wall Street Score · overall investment52/100
$21.70USD$-0.56 (-2.52%)
Company website www.gapinc.com
HeadquartersTwo Folsom Street, San Francisco, CA, 94105, US
Financial statement currencyUSD · no FX conversion applied
Consumer Cyclical · Apparel - Retail
Price updated todayFinancials updated Oct 1, 2026

GAP · Price history

Price at last available close

$21.70

−$1.25 (-5.45%) 1M

2026-10-27

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Company & revenue

About The Gap, Inc.

Primary reporting period: 2026-01-31 · Research updated Oct 12, 2026. A research update is not a new financial filing.

Who they are

The Gap, Inc. operates as a prominent apparel retail enterprise, offering a diverse array of clothing, accessories, and personal care products for men, women, and children. These goods are marketed under its well-known brands: Old Navy, Gap, Banana Republic, and Athleta. Its extensive product line features staples such as denim, t-shirts, fleece wear, and khakis, alongside accessories like eyewear, jewelry, footwear, handbags, and fragrances.

How they make money

The Gap, Inc. operates as an omni-channel retailer, generating revenue through the sale of apparel, accessories, and personal care products. It sells these goods directly to consumers through company-operated stores, e-commerce websites, and franchise arrangements, while maintaining control over product design, marketing, and merchandising.

Products & services

Apparel, accessories, and personal care products for men, women, and children sold under the Old Navy, Gap, Banana Republic, and Athleta brands.

Brands & revenue mix

Old Navy

Value-oriented apparel brand.

Separate brand revenue is not available in this research.Source

Gap

Namesake apparel and accessories brand.

Separate brand revenue is not available in this research.Source

Banana Republic

Premium apparel and lifestyle brand.

Separate brand revenue is not available in this research.Source

Athleta

Performance apparel brand for women and girls.

Separate brand revenue is not available in this research.Source

Revenue share is not unit sales or a best-seller ranking. Parent brands and included sub-brands can overlap; do not add overlapping rows.

Product / operating segments

No reconciled product or operating-segment revenue breakdown is available for the current research period. Company-wide revenue remains separate from segment disclosure.

Geographic revenue

No reconciled geographic revenue breakdown was confirmed for the current research period.

Customer types

  • Value-conscious consumersSource
  • Modern explorersSource
  • Women and girls seeking performance apparelSource

Customer concentration

No quantified customer-concentration disclosure is available in the current saved research.

Suppliers, materials & equipment

  • Unnamed third-party manufacturers — The company relies on third-party manufacturers to produce its apparel and accessories.Source

Strengths

  • Iconic brand portfolioSource
  • Omni-channel retail capabilitiesSource

Risks

  • Dependence on third-party manufacturersSource
  • Fluctuations in consumer demand and fashion trendsSource

Wall Street Score

Overall investment score · Quality, value, risk and opportunity

52

Fair

PoorElite

View category scores →

Company Quality

How good is the actual business—regardless of today’s stock price?

57

Fair

Financial Strength

71

Business Quality / Moat

24

Management

95

Growth Quality

30

Risk / Durability

68

Cheap for a Reason · Review the Risks

Uses financial strength, moat, management, growth quality and durability. It excludes share price, P/E, market cap, intrinsic value and margin of safety.

Opportunity

Opportunity Score · How does the current price compare with estimated value?

55

Avoid

Based on current valuation, company quality, recent trends, and available market signals.

View score details →

Model Outlook

12-month model · What does the model think happens next?

52/100

Building Historical Record

Model Score 52/100 — estimates relative performance potential, distinct from the overall Wall Street Score and the separate Company Quality score.

Probability unavailable — the model has not produced a calibrated probability yet.

Click for full breakdown →

WSS View

The quick read

The overall Wall Street Score is mixed across its combined quality, valuation and risk inputs. Review the category scores to identify what is helping or hurting the result.

At today’s price, the WSS valuation framework currently reads as moderate rather than unusually attractive.

The model outlook is currently moderate.

What we like
  • •Balance-sheet / debt profile scores strongly
  • •Recent buyback activity is present
What to watch
  • •Revenue fundamentals are weak

Company-specific research

Questions worth answering for GAP

Research inputs 100% complete

These questions are generated from this company's current financial and score data so the page adds context instead of treating the headline score as a stand-alone conclusion.

  • •What is driving GAP's revenue decline, and does the latest company filing suggest the weakness is temporary or structural?
  • •Is GAP's positive free cash flow repeatable, or is the current level being helped by temporary working-capital or spending changes?
  • •Is GAP's debt load manageable relative to cash generation, interest costs and upcoming maturities?
Business analysis: 15 days ago · Fresh

Essential Investment Snapshot

Wall Street Score

52

0–100 · Fair

Opportunity Score

55

0–100 · Fair

Market Cap

$7.62B

P/E Ratio

6.7

EPS

$3.42

52-Week High

$29.36

52-Week Low

$18.11

Beta

2.06

Intrinsic Value

$29.07

Analyst Target

$23.00

Shares Outstanding

384.0M

Total Revenue

$15.33B

Total Debt

$5.72B

Dividend Yield (TTM)

3.18%

View dividend history

Liquidation Value / Share

$10.29

Estimated net asset value per share

Dividend / Share (TTM)

$0.69

Trailing 12 months by ex-date; not a forecast

Momentum & Volatility Signals

Two different market-behavior signals. Momentum measures direction and trend strength. Volatility measures how large and unstable the price moves are, regardless of direction.

0–100 market signals
Momentum
33/ 100
-38 pts / 5d

Weakening momentum

5D -7.5% · 20D -7.8% · RSI 30 · Price vs 20D avg -5.5%
Volatility
22/ 100
-2 pts / 5d

Low movement

20D realized vol 31.0% · 60D 44.2% · Acceleration 0.70x
Momentum = Where is it going?

A high momentum score means price has been trending upward with confirming short- and medium-term strength. A low score means downward or weakening momentum.

Volatility = How violently is it moving?

A high volatility score means larger, less stable price swings. It can happen while a stock is rising or falling, so high volatility is not automatically bullish or bearish.

Important: the volatility score above is based on realized price volatility. Implied volatility (IV) comes from options prices and represents the market's expected future movement. Wall Street Score will keep IV separate and will only display it when a verified options-chain feed is available.

Notices for GAP

Detected from reported data — verify before acting.

Dividend history reported

Dividend payments are recorded. Review the dates and regular/special classification below; past payments do not guarantee future dividends.

Historical repurchase activity

Reported cash flows or share-count measures indicate past repurchase activity. This does not verify an active buyback authorization or future purchases.

Community Sentiment

0 active · 0 total calls
0% Bullish (0) 0% Bearish (0)

No personal call yet on GAP.

Potential upside factors

  • +Growth opportunities may come from revenue expansion, margin improvement, new products, market-share gains, and stronger cash flow.
  • +Iconic brand portfolio.
  • +Omni-channel retail capabilities.
  • +Positive free cash flow may provide capacity to invest in growth.

Potential downside factors

  • −Key risks may include competition, margin pressure, debt levels, valuation risk, and changes in demand within the Apparel - Retail industry.
  • −Dependence on third-party manufacturers.
  • −Fluctuations in consumer demand and fashion trends.

These research factors come from saved company research and financial data, not community votes. They are starting points to verify against filings, not buy or sell recommendations.

Create a free account to make a call.

Scores

Click any score for full breakdown
Wall Street Score
Fair52/ 100
Weak (0–50)Fair (51–71)Strong (72+)

Fair

52

Tap for breakdown →

Strong

78

Debt Cost0.4%
Debt Reduction YoY-2.5%
Debt / Equity1.48x

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Poor

38

Revenue YoY-0.3%
Revenue CAGR1.6%
Net Margin8.1%

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Fair

53

Asset Growth YoY6.3%
Liquidation/Share$10.29
Net Assets/MCap0.87x

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Strong

74

Earnings Yield15.2%
Buyback Yield1.1%
Debt Cost0.4%

Tap for breakdown →

Elite

95

ROIC10.6%
ROE31.6%
ROA9.7%

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Poor

24

EPS Growth-1.8%
FCF/Share Growth-5.9%
Rev/Share Growth0.2%

Tap for breakdown →

Fair

67

Intrinsic Value$29.07
Value Reference$17.44
MOS23.2%

Tap for breakdown →

Fair

60

Revenue38
Moat24
Valuation67

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Fair

54

MOS %23.2%
Value Reference$17.44
Deep Discount Reference$11.63

Tap for breakdown →

Poor

33

Interest Coverage48.5x
ROIC10.6%
FCF Yield10.0%

Tap for breakdown →

Weak

49

Financial33
Valuation67
Debt78

Tap for breakdown →

Weak

49

Survival Years0.7 yrs
Current Ratio1.75x
FCF Margin5.4%

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Score Changes

5 historical score records available

Previous Score

54

Sep 24, 2026

Change

-2.2

points

Current Score

52

Oct 1, 2026

Category Changes

Revenue-1.2
Debt0
Assets-1.9
Capital0
Management0
Moat0
Valuation-8.9
Buffett-1.4

GAP decreased 2.2 points because Valuation declined by 8.9 points.

Negative Contributors

  • − Valuation declined by 8.9 points

Projected Score

Projected Score

53

Projected Change

+1.4 points

Preliminary comparable-period financial changes suggest improvement of approximately 1.4 points. This is a projected estimate, not the official WallStreetScore.

Price vs. Value

Undervalued

Current Price

$21.70

Model Intrinsic Value

$29.07

Difference

−$7.37

-25.4% vs IV

Margin of Safety

25.4%

UndervaluedFair ValueOvervalued
Value Reference: $17.44
Deep Discount Reference: $11.63

Financial Charts

Revenue

201520162017201820192020202120222023202420252026$0$4.5B$9.0B$13.5B$18.0B

Additional Metrics

Operating Cash Flow

201620182020202220242026$0$550M$1.1B$1.6B$2.2B

Total Debt

201620182020202220242026$0$2.0B$4.0B$6.0B$8.0B

Total Assets

201620182020202220242026$0$3.5B$7.0B$10.5B$14.0B

Net Margin %

No data
Monetary values in USD. Share counts in raw units.

Free includes 3 annual periods plus available TTM; Premium includes up to 10 annual periods. History depends on available company filings. Swipe the table horizontally to see older periods. A dash means unavailable, not zero.

Line ItemTTM2026202520242023202220212020201920182017
Revenue$15.33B$15.37B$15.09B$14.89B····························
Cost of Revenue$8.70B$9.10B$8.86B$9.11B····························
Gross Profit$6.63B$6.27B$6.23B$5.78B····························
Research & Development$0.00$0.00$0.00$0.00····························
SG&A Expenses$0.00$0.00$5.07B$0.00····························
Operating Expenses$4.95B$5.15B$5.12B$5.21B····························
EBITDA$1.78B$1.65B$1.72B$1.17B····························
Operating Income$1.68B$1.11B$1.11B$560.0M····························
Interest Expense$93.0M$23.0M$87.0M$90.0M····························
Income Before Tax$1.70B$1.13B$1.14B$556.0M····························
Income Tax Expense$456.0M$316.0M$293.0M$54.0M····························
Net Income$1.25B$816.0M$844.0M$502.0M····························
Basic EPS$3.42$2.18$2.24$1.36····························
Basic Shares361M373M376M370M····························
Diluted Shares371M384M384M376M····························
Upgrade to Premium for up to 10 annual periods, where available.
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Earnings Summary

Estimated earnings date:Nov 19, 2026
Estimated EPS: $0.79Estimated revenue: $4.02B
Aug 1, 2026Q2FY2026

Revenue

$3.65B

Estimate unavailable.

Revenue Beat/Miss

Not available (no estimate stored)

EPS

$1.38

Estimate unavailable.

EPS Beat/Miss

Not available (no estimate stored)

Debt Change

+2.3%

Cash Change

-4.1%

Margin Change

+7.9 pp

Debt and cash show percentage changes versus the comparison period; margin shows the change in percentage points (pp). These are company-wide changes, not per-share amounts.

Financial Changes Since Prior Period

What Improved

  • Margins expanded

What Weakened

  • Cash position declined
  • Debt increased

Potential Score Impact

Positive indicators included EPS growth, net income margin. Pressure indicators included revenue growth, cash levels, debt levels. These factors may support or pressure the Revenue, Management, Financial, and Debt categories; this summary does not claim that the stored scores changed.

Stored Earnings Analysis

Revenue declined 2.0%. EPS increased 142.1%. Cash declined 4.1%. Total debt increased 2.3%. Net income margin improved by 7.9 percentage points.

Earnings-Call Transcript

Earnings-call transcript analysis is not currently available.

These results may influence future scores when the next evaluation is completed.

Upgrade to Premium to unlock all earnings history.View plans
Earnings data: 88 days ago · Stale

Insider Activity

Guru / Smart Money

Guru Score

Smart Money

Number of Gurus

Total Guru Value

Avg Portfolio Weight

Largest Holder

Largest Holder %

New Positions

Increased Positions

Reduced Positions

Exited Positions

Net Guru Sentiment

Loading data...

Short Interest

Government disclosed trading activity is available on the Smart Money directory. Filings may be delayed and may not represent complete current holdings.

Dividend History

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Conservative Projected Values

3 Years

$———.——

Premium

5 Years

$———.——

Premium

10 Years

$———.——

Premium

Conservative Projection Rate

——%

Premium

Conservative Projected Values — price projections derived from actual 10-year adjusted historical returns, conservatively adjusted and capped at 8% annually. These are distinct from the Outperformance Model Score and WallStreetScore.

Conservative Projected Values

Premium unlocks the 3-year, 5-year, and 10-year conservative projected values with full calculation breakdowns based on actual historical returns.

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Historical Outperformance Record

Premium includes stored forecasts and any available evaluated results. Completed results, win rates and calibrated probabilities are shown only when supported records exist; access does not create historical outcomes.

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Historical Trends

5 historical records
Jul 23, 26Aug 13, 26Sep 4, 26Sep 24, 26Oct 1, 260255075100

Historical Score Chart

3 of 5 records shown
3 historical score records are shown. Start your seven-day free trial to unlock 2 more records and the complete score history.Start Free Trial

Wall Street Score

Sep 4, 26Sep 24, 26Oct 1, 260255075100

Debt Score

Sep 4, 26Sep 24, 26Oct 1, 260255075100

Revenue Score

Sep 4, 26Sep 24, 26Oct 1, 260255075100

Asset Score

Sep 4, 26Sep 24, 26Oct 1, 260255075100

Capital Score

Sep 4, 26Sep 24, 26Oct 1, 260255075100

Management Score

Sep 4, 26Sep 24, 26Oct 1, 260255075100

Moat Score

Sep 4, 26Sep 24, 26Oct 1, 260255075100

Valuation Score

Sep 4, 26Sep 24, 26Oct 1, 260255075100

Buffett Score

Sep 4, 26Sep 24, 26Oct 1, 260255075100

Intrinsic Value

Sep 4, 26Sep 24, 26Oct 1, 26$27.00$28.00$29.00$30.00$31.00

Value Reference

Sep 4, 26Sep 24, 26Oct 1, 26$15.00$16.00$17.00$18.00$19.00

Margin of Safety %

Sep 4, 26Sep 24, 26Oct 1, 260.2%0.2%0.2%0.3%0.3%

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News

Rumor Mill · GAP

Corporate developments & opportunities

Explore market →

No reviewed developments match this filter.

Evidence credibility is not a forecast of stock performance. Rumor Mill is separate from the WSS score.

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