FVCBankcorp, Inc. (FVCB) Stock Score, Valuation & Financial Research
FVCBankcorp, Inc. is in the Financial Services sector and Banks - Regional industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 59/100.
Quick answer for FVCB
FVCBankcorp, Inc. currently has a Wall Street Score of 59/100. The stored market price is $18.47. Its financial score is 54/100. Its valuation score is 97/100. The latest WSS change is +3.7 points. These figures are a research snapshot, not a buy or sell recommendation.
What FVCBankcorp, Inc. does
FVCBankcorp, Inc. serves as the holding company for FVCbank, delivering a comprehensive suite of banking products and services throughout Virginia. Its deposit options include both interest and noninterest-bearing transaction accounts, checking and savings accounts, money market accounts, and certificates of deposit. The institution provides various loan products, such as commercial real estate and construction financing. It offers commercial loans designed for diverse business needs, including working capital, equipment purchases, lines of credit, and government contract financing. Additional loan offerings extend to Small Business Administration (SBA) loans, asset-based lending, accounts receivable financing, home equity loans, and consumer loans. Complementing these, it issues business and consumer credit cards, offers merchant services, and provides business insurance. Digital servic
FVCB financial snapshot
- Wall Street Score:
- 59/100
- Current price:
- $18.47
- Market capitalization:
- $332.4M
- Revenue:
- $95.6M
- Net income:
- $32.2M
- Free cash flow:
- $23.8M
- Cash:
- $12.2M
- Total debt:
- $30.2M
- EPS:
- 1.44
- P/E ratio:
- 12.8x
- Financial score:
- 54/100
- Valuation score:
- 97/100
- Revenue score:
- 38/100
What stands out
- Reported year-over-year revenue growth is -0.2%.
- Free cash flow is $23.8M, showing positive cash generation.
- The balance sheet shows $12.2M of cash versus $30.2M of total debt, so leverage deserves attention.
- The latest Wall Street Score change is +3.7 points: FVCB increased 3.7 points because Valuation improved by 18.3 points.
What the numbers mean
Its current valuation score is 97/100, which Wall Street Score classifies as strong within the model's valuation framework.
The financial score is 54/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-09-04.
How to research FVCB
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.