First US Bancshares, Inc. (FUSB) Stock Score, Valuation & Financial Research
First US Bancshares, Inc. is in the Financial Services sector and Banks - Regional industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 56/100.
Quick answer for FUSB
First US Bancshares, Inc. currently has a Wall Street Score of 56/100. The stored market price is $16.45. Its financial score is 58/100. Its valuation score is 97/100. The latest WSS change is +3.3 points. These figures are a research snapshot, not a buy or sell recommendation.
What First US Bancshares, Inc. does
First US Bancshares, Inc. functions as the holding company for First US Bank, which delivers a comprehensive suite of commercial banking products and services. Its deposit offerings encompass demand accounts, including non-interest-bearing options, interest-bearing NOW accounts, savings and money market accounts, individual retirement accounts, and various time deposit products. The company's diverse lending portfolio extends to commercial and real estate financing, personal credit, and business-focused loans and leases. This includes specialized financing for commercial construction, land acquisition, and development projects, such as residential housing, commercial and industrial properties, raw land purchases, and agricultural production. It also provides residential mortgages for individual homes and multi-family apartment complexes, alongside real estate loans for various commercial
FUSB financial snapshot
- Wall Street Score:
- 56/100
- Current price:
- $16.45
- Market capitalization:
- $91.6M
- Revenue:
- $64.2M
- Net income:
- $7.8M
- Free cash flow:
- $9.1M
- Cash:
- $11.7M
- Total debt:
- $36.0M
- EPS:
- 1.35
- P/E ratio:
- 12.2x
- Financial score:
- 58/100
- Valuation score:
- 97/100
- Revenue score:
- 27/100
What stands out
- Reported year-over-year revenue growth is +0.0%.
- Free cash flow is $9.1M, showing positive cash generation.
- The balance sheet shows $11.7M of cash versus $36.0M of total debt, so leverage deserves attention.
- The latest Wall Street Score change is +3.3 points: FUSB increased 3.3 points because Valuation improved by 18.3 points.
What the numbers mean
Its current valuation score is 97/100, which Wall Street Score classifies as strong within the model's valuation framework.
The financial score is 58/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-09-04.
How to research FUSB
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.