First Seacoast Bancorp (FSEA) Stock Score, Valuation & Financial Research
First Seacoast Bancorp is in the Financial Services sector and Banks - Regional industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 24/100.
Quick answer for FSEA
First Seacoast Bancorp currently has a Wall Street Score of 24/100. The stored market price is $17.17. Its financial score is 40/100. Its valuation score is 0/100. These figures are a research snapshot, not a buy or sell recommendation.
What First Seacoast Bancorp does
First Seacoast Bancorp serves as the parent organization for First Seacoast Bank, offering a broad spectrum of banking products and financial services to individuals and businesses. The company provides various deposit options, including both interest-bearing and non-interest-bearing checking accounts, savings accounts, money market accounts, and certificates of deposit. It also extends a wide array of lending solutions, such as residential mortgages for one to four-family homes, commercial real estate and multi-family property financing, acquisition, development, and land loans, commercial and industrial loans, home equity loans and lines of credit, and consumer loans. Additionally, First Seacoast Bancorp delivers wealth management services, which include retirement and college planning, portfolio management, investment and insurance strategy development, and business retirement plans.
FSEA financial snapshot
- Wall Street Score:
- 24/100
- Current price:
- $17.17
- Market capitalization:
- $80.6M
- Revenue:
- $25.7M
- Net income:
- $44K
- Free cash flow:
- $329K
- Cash:
- $5.5M
- Total debt:
- $44.8M
- EPS:
- 0.01
- P/E ratio:
- 1788.5x
- Financial score:
- 40/100
- Valuation score:
- 0/100
- Revenue score:
- 23/100
What stands out
- Reported year-over-year revenue growth is -0.1%.
- Free cash flow is $329K, showing positive cash generation.
- The balance sheet shows $5.5M of cash versus $44.8M of total debt, so leverage deserves attention.
What the numbers mean
Its current valuation score is 0/100, which Wall Street Score classifies as weak within the model's valuation framework.
The financial score is 40/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-09-04.
How to research FSEA
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.