First Bank (FRBA) Stock Score, Valuation & Financial Research
First Bank is in the Financial Services sector and Banks - Regional industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 62/100.
Quick answer for FRBA
First Bank currently has a Wall Street Score of 62/100. The stored market price is $17.96. Its financial score is 43/100. Its valuation score is 97/100. The latest WSS change is -0.2 points. These figures are a research snapshot, not a buy or sell recommendation.
What First Bank does
First Bank offers a comprehensive array of financial products and services tailored for individuals, businesses, and governmental bodies. Its diverse deposit options encompass non-interest and interest-bearing demand accounts, money market and savings accounts, certificates of deposit, and specialized commercial checking solutions. For lending needs, the bank provides commercial and industrial financing; a wide variety of commercial real estate loans, including those for owner-occupied properties, investors, construction projects, and multi-family dwellings; residential real estate loans such as mortgages, first and second lien home equity loans, and revolving credit lines; and consumer loans for vehicles, personal use, and traditional installment plans. Beyond these core offerings, the institution supports modern digital banking through internet and mobile platforms, electronic bill pay
FRBA financial snapshot
- Wall Street Score:
- 62/100
- Current price:
- $17.96
- Market capitalization:
- $451.4M
- Revenue:
- $245.8M
- Net income:
- $42.5M
- Free cash flow:
- $62.7M
- Cash:
- $36.9M
- Total debt:
- $276.0M
- EPS:
- 1.72
- P/E ratio:
- 10.4x
- Financial score:
- 43/100
- Valuation score:
- 97/100
- Revenue score:
- 37/100
What stands out
- Reported year-over-year revenue growth is -0.0%.
- Free cash flow is $62.7M, showing positive cash generation.
- The balance sheet shows $36.9M of cash versus $276.0M of total debt, so leverage deserves attention.
- The latest Wall Street Score change is -0.2 points: FRBA decreased 0.2 points because some fundamentals weakened.
What the numbers mean
Its current valuation score is 97/100, which Wall Street Score classifies as strong within the model's valuation framework.
The financial score is 43/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-09-08.
How to research FRBA
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
Learn how to analyze a stock · Read the Wall Street Score methodology · Browse other stocks
Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.