Finward Bancorp (FNWD) Stock Score, Valuation & Financial Research
Finward Bancorp is in the Financial Services sector and Banks - Regional industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 33/100.
Quick answer for FNWD
Finward Bancorp currently has a Wall Street Score of 33/100. The stored market price is $43.17. Its financial score is 43/100. Its valuation score is 45/100. The latest WSS change is -0.2 points. These figures are a research snapshot, not a buy or sell recommendation.
What Finward Bancorp does
Finward Bancorp serves as the parent entity for Peoples Bank, a financial institution offering a comprehensive suite of banking products and services. Its deposit offerings include various checking accounts, both with and without interest, alongside savings accounts, money market deposit accounts, certificates of deposit, and specialized retirement savings plans. The company's lending activities are diverse, encompassing residential mortgage loans for purchasing, refinancing, or building homes; construction loans provided to individuals and contractors; commercial real estate financing; personal consumer loans for household or family expenditures; home equity lines of credit; home improvement and equity-backed loans; commercial business loans; government-backed loans; and funding for municipalities. Beyond traditional banking, Finward Bancorp delivers a range of wealth management and fid
FNWD financial snapshot
- Wall Street Score:
- 33/100
- Current price:
- $43.17
- Market capitalization:
- $187.1M
- Revenue:
- $101.7M
- Net income:
- $9.8M
- Free cash flow:
- $9.0M
- Cash:
- $17.4M
- Total debt:
- $95.3M
- EPS:
- 2.29
- P/E ratio:
- 18.9x
- Financial score:
- 43/100
- Valuation score:
- 45/100
- Revenue score:
- 17/100
What stands out
- Reported year-over-year revenue growth is +0.0%.
- Free cash flow is $9.0M, showing positive cash generation.
- The balance sheet shows $17.4M of cash versus $95.3M of total debt, so leverage deserves attention.
- The latest Wall Street Score change is -0.2 points: FNWD decreased 0.2 points because some fundamentals weakened.
What the numbers mean
Its current valuation score is 45/100, which Wall Street Score classifies as weak within the model's valuation framework.
The financial score is 43/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-09-08.
How to research FNWD
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.