Farmers National Banc Corp. (FMNB) Stock Score, Valuation & Financial Research
Farmers National Banc Corp. is in the Financial Services sector and Banks - Regional industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 59/100.
Quick answer for FMNB
Farmers National Banc Corp. currently has a Wall Street Score of 59/100. The stored market price is $15.74. Its financial score is 51/100. Its valuation score is 97/100. The latest WSS change is -0.2 points. These figures are a research snapshot, not a buy or sell recommendation.
What Farmers National Banc Corp. does
Farmers National Banc Corp. operates as a diversified financial services holding company, engaging in banking, trust administration, retirement planning, insurance, and financial management. It provides a comprehensive range of commercial and consumer banking solutions, including various deposit products like checking, savings, and certificate of deposit accounts. The company's lending portfolio features commercial, mortgage, personal installment, and home equity loans, alongside ancillary services such as home equity lines of credit, online banking, ATM access, safe deposit boxes, money orders, official checks, travel cards, credit and debit cards, and brokerage offerings. Furthermore, it delivers both individual and institutional trust services, covering estate settlement, trust oversight, and employee benefit plan management. Specialized retirement consulting is also offered, as well
FMNB financial snapshot
- Wall Street Score:
- 59/100
- Current price:
- $15.74
- Market capitalization:
- $699.9M
- Revenue:
- $286.1M
- Net income:
- $59.6M
- Free cash flow:
- $52.2M
- Cash:
- $164.8M
- Total debt:
- $455.4M
- EPS:
- 1.44
- P/E ratio:
- 10.9x
- Financial score:
- 51/100
- Valuation score:
- 97/100
- Revenue score:
- 29/100
What stands out
- Reported year-over-year revenue growth is +0.1%.
- Free cash flow is $52.2M, showing positive cash generation.
- The balance sheet shows $164.8M of cash versus $455.4M of total debt, so leverage deserves attention.
- The latest Wall Street Score change is -0.2 points: FMNB decreased 0.2 points because some fundamentals weakened.
What the numbers mean
Its current valuation score is 97/100, which Wall Street Score classifies as strong within the model's valuation framework.
The financial score is 51/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-09-08.
How to research FMNB
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.