First Mid Bancshares, Inc. (FMBH) Stock Score, Valuation & Financial Research
First Mid Bancshares, Inc. is in the Financial Services sector and Banks - Regional industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 59/100.
Quick answer for FMBH
First Mid Bancshares, Inc. currently has a Wall Street Score of 59/100. The stored market price is $51.02. Its financial score is 44/100. Its valuation score is 97/100. The latest WSS change is -0.1 points. These figures are a research snapshot, not a buy or sell recommendation.
What First Mid Bancshares, Inc. does
First Mid Bancshares, Inc. (FMBH) functions as a financial holding company, delivering a broad spectrum of community banking solutions to commercial, retail, and agricultural clients throughout the United States. The institution facilitates various deposit accounts, including checking, savings, money market, and certificates of deposit. Its comprehensive lending suite encompasses financing for commercial real estate, industrial operations, agricultural endeavors (including related real estate), residential properties, and consumer needs. Furthermore, it extends credit to municipalities for community development projects, such as infrastructure enhancements or equipment procurement. Beyond its core banking activities, First Mid Bancshares offers specialized wealth management services. These include estate planning, investment guidance, and farm management and brokerage services for indivi
FMBH financial snapshot
- Wall Street Score:
- 59/100
- Current price:
- $51.02
- Market capitalization:
- $1.36B
- Revenue:
- $455.4M
- Net income:
- $100.3M
- Free cash flow:
- $124.0M
- Cash:
- $303.9M
- Total debt:
- $612.0M
- EPS:
- 4.04
- P/E ratio:
- 12.6x
- Financial score:
- 44/100
- Valuation score:
- 97/100
- Revenue score:
- 28/100
What stands out
- Reported year-over-year revenue growth is -0.0%.
- Free cash flow is $124.0M, showing positive cash generation.
- The balance sheet shows $303.9M of cash versus $612.0M of total debt, so leverage deserves attention.
- The latest Wall Street Score change is -0.1 points: FMBH decreased 0.1 points because some fundamentals weakened.
What the numbers mean
Its current valuation score is 97/100, which Wall Street Score classifies as strong within the model's valuation framework.
The financial score is 44/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-09-08.
How to research FMBH
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.