FinWise Bancorp (FINW) Stock Score, Valuation & Financial Research
FinWise Bancorp is in the Financial Services sector and Banks - Regional industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 63/100.
Quick answer for FINW
FinWise Bancorp currently has a Wall Street Score of 63/100. The stored market price is $13.33. Its financial score is 56/100. Its valuation score is 97/100. These figures are a research snapshot, not a buy or sell recommendation.
What FinWise Bancorp does
FinWise Bancorp, the parent company of FinWise Bank, delivers a comprehensive suite of banking solutions to both personal and business clients. Its diverse range of deposit offerings includes demand accounts (both interest and non-interest bearing), Negotiable Order of Withdrawal (NOW) accounts, money market accounts, standard checking and savings options, as well as various time deposits and Certificates of Deposit. The institution also extends a variety of lending products, encompassing Small Business Administration (SBA) loans, financing for residential and commercial real estate, consumer loans, and other commercial credit facilities. Beyond traditional banking, FinWise provides modern conveniences such as debit cards, remote check deposit, digital and mobile banking platforms, direct deposit capabilities, alongside specialized cash management and treasury services. Operationally, th
FINW financial snapshot
- Wall Street Score:
- 63/100
- Current price:
- $13.33
- Market capitalization:
- $182.7M
- Revenue:
- $202.0M
- Net income:
- $13.7M
- Free cash flow:
- $-34.2M
- Cash:
- $6.1M
- Total debt:
- $4.4M
- EPS:
- 1.03
- P/E ratio:
- 12.9x
- Financial score:
- 56/100
- Valuation score:
- 97/100
- Revenue score:
- 60/100
What stands out
- Reported year-over-year revenue growth is +0.3%.
- Free cash flow is $-34.2M, showing cash burn in the current stored period.
- The balance sheet shows $6.1M of cash versus $4.4M of total debt, leaving more cash than debt.
What the numbers mean
Its current valuation score is 97/100, which Wall Street Score classifies as strong within the model's valuation framework.
The financial score is 56/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-09-08.
How to research FINW
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.