FinVolution Group (FINV) Stock Score, Valuation & Financial Research
FinVolution Group is in the Financial Services sector and Financial - Credit Services industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 75/100.
Quick answer for FINV
FinVolution Group currently has a Wall Street Score of 75/100. The stored market price is $3.27. Its financial score is 43/100. Its valuation score is 100/100. These figures are a research snapshot, not a buy or sell recommendation.
What FinVolution Group does
FinVolution Group manages a digital financial platform within China that specializes in connecting individual borrowers, who may be underserved by traditional lenders, with various financial institutions. Its core focus lies in the online consumer finance sector. Leveraging its proprietary technological innovations, the platform offers an automated loan transaction process, which significantly enhances the user experience. By March 31, 2022, FinVolution Group had accumulated a substantial user base of approximately 145.3 million registered individuals. Established in 2007, the company, originally known as PPDAI Group Inc., rebranded as FinVolution Group in November 2019. It maintains its headquarters in Shanghai, People's Republic of China.
FINV financial snapshot
- Wall Street Score:
- 75/100
- Current price:
- $3.27
- Market capitalization:
- $812.3M
- Revenue:
- $1.94B
- Net income:
- $281.8M
- Free cash flow:
- $263.7M
- Cash:
- $727.2M
- Total debt:
- $234.1M
- EPS:
- 1.15
- P/E ratio:
- 2.8x
- Financial score:
- 43/100
- Valuation score:
- 100/100
- Revenue score:
- 43/100
What stands out
- Reported year-over-year revenue growth is -0.0%.
- Free cash flow is $263.7M, showing positive cash generation.
- The balance sheet shows $727.2M of cash versus $234.1M of total debt, leaving more cash than debt.
What the numbers mean
Its current valuation score is 100/100, which Wall Street Score classifies as strong within the model's valuation framework.
The financial score is 43/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-09-08.
How to research FINV
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.