Fair Isaac Corporation (FICO) Stock Score, Valuation & Financial Research
Fair Isaac Corporation is in the Technology sector and Software - Application industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 44/100.
Quick answer for FICO
Fair Isaac Corporation currently has a Wall Street Score of 44/100. The stored market price is $985.39. Its financial score is 22/100. Its valuation score is 48/100. The latest WSS change is +7.0 points. These figures are a research snapshot, not a buy or sell recommendation.
What Fair Isaac Corporation does
Fair Isaac Corporation, also known as FICO, delivers advanced analytics, software solutions, and data management services designed to help businesses optimize, automate, and interconnect their crucial decision-making processes. These offerings reach clients across the Americas, Europe, the Middle East, Africa, and the Asia Pacific region. The company operates through two main divisions: Software and Scores. The Software segment provides pre-configured decision management solutions catering to a variety of business challenges and operations, including marketing strategy, account creation, customer relations, engagement, fraud detection, financial crime compliance, and debt collection, alongside related professional services. Key among its offerings is the FICO Platform, a modular software suite built to support sophisticated analytical and decision-making applications. This segment also s
FICO financial snapshot
- Wall Street Score:
- 44/100
- Current price:
- $985.39
- Market capitalization:
- $21.28B
- Revenue:
- $2.39B
- Net income:
- $815.0M
- Free cash flow:
- $769.9M
- Cash:
- $248.4M
- Total debt:
- $5.60B
- EPS:
- 34.81
- P/E ratio:
- 28.3x
- Financial score:
- 22/100
- Valuation score:
- 48/100
- Revenue score:
- 47/100
What stands out
- Reported year-over-year revenue growth is +0.2%.
- Free cash flow is $769.9M, showing positive cash generation.
- The balance sheet shows $248.4M of cash versus $5.60B of total debt, so leverage deserves attention.
- The latest Wall Street Score change is +7.0 points: FICO increased 7 points because Capital improved by 8 points, Valuation improved by 33.2 points, Buffett improved by 3.5 points.
What the numbers mean
Its current valuation score is 48/100, which Wall Street Score classifies as weak within the model's valuation framework.
The financial score is 22/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-09-08.
How to research FICO
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.