First Hawaiian, Inc. (FHB) Stock Score, Valuation & Financial Research
First Hawaiian, Inc. is in the Financial Services sector and Banks - Regional industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 66/100.
Quick answer for FHB
First Hawaiian, Inc. currently has a Wall Street Score of 66/100. The stored market price is $25.76. Its financial score is 38/100. Its valuation score is 97/100. These figures are a research snapshot, not a buy or sell recommendation.
What First Hawaiian, Inc. does
First Hawaiian, Inc. operates as the holding company for First Hawaiian Bank, providing an extensive array of financial services to both individual consumers and commercial entities throughout the United States. Its activities are organized across three primary segments: Retail Banking, Commercial Banking, and Treasury and Other. The bank facilitates various deposit accounts, including checking, savings, and other specialized deposit products. It also originates diverse loan types such as residential and commercial mortgages, home equity lines of credit, automotive loans and leases, personal lines of credit, installment loans, and financing for small businesses. Additionally, the company offers commercial lease and auto dealer financing. Its comprehensive service offerings extend to credit card services, individual investment and financial planning, insurance protection, trust and estate
FHB financial snapshot
- Wall Street Score:
- 66/100
- Current price:
- $25.76
- Market capitalization:
- $3.13B
- Revenue:
- $976.3M
- Net income:
- $284.9M
- Free cash flow:
- $303.3M
- Cash:
- $263.8M
- Total debt:
- $0
- EPS:
- 2.32
- P/E ratio:
- 11.1x
- Financial score:
- 38/100
- Valuation score:
- 97/100
- Revenue score:
- 27/100
What stands out
- Reported year-over-year revenue growth is -0.2%.
- Free cash flow is $303.3M, showing positive cash generation.
- The balance sheet shows $263.8M of cash versus $0 of total debt, leaving more cash than debt.
What the numbers mean
Its current valuation score is 97/100, which Wall Street Score classifies as strong within the model's valuation framework.
The financial score is 38/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-09-08.
How to research FHB
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.