First Financial Bankshares, Inc. (FFIN) Stock Score, Valuation & Financial Research
First Financial Bankshares, Inc. is in the Financial Services sector and Banks - Regional industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 58/100.
Quick answer for FFIN
First Financial Bankshares, Inc. currently has a Wall Street Score of 58/100. The stored market price is $33.16. Its financial score is 60/100. Its valuation score is 93/100. These figures are a research snapshot, not a buy or sell recommendation.
What First Financial Bankshares, Inc. does
First Financial Bankshares, Inc. (FFIN) is a financial institution that delivers a broad array of commercial banking and financial services throughout Texas via its network of subsidiaries. Its core offerings include various deposit solutions, such as checking, savings, money market, and time deposit accounts. The company provides diverse lending options, extending credit for commercial and industrial ventures, municipal projects, agriculture, construction and development, and farm operations. It also finances both owner-occupied and non-owner-occupied commercial real estate, residential properties, and consumer needs, including vehicle and other personal loans. These services primarily cater to businesses, professional clients, and agricultural enterprises. The institution also equips its customers with contemporary banking conveniences like internet and mobile banking, remote deposit c
FFIN financial snapshot
- Wall Street Score:
- 58/100
- Current price:
- $33.16
- Market capitalization:
- $4.75B
- Revenue:
- $863.3M
- Net income:
- $269.0M
- Free cash flow:
- $307.1M
- Cash:
- $284.8M
- Total debt:
- $75.5M
- EPS:
- 1.88
- P/E ratio:
- 17.6x
- Financial score:
- 60/100
- Valuation score:
- 93/100
- Revenue score:
- 37/100
What stands out
- Reported year-over-year revenue growth is +0.0%.
- Free cash flow is $307.1M, showing positive cash generation.
- The balance sheet shows $284.8M of cash versus $75.5M of total debt, leaving more cash than debt.
What the numbers mean
Its current valuation score is 93/100, which Wall Street Score classifies as strong within the model's valuation framework.
The financial score is 60/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-09-08.
How to research FFIN
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.