Flushing Financial Corporation (FFIC) Stock Score, Valuation & Financial Research
Flushing Financial Corporation is in the Financial Services sector and Banks - Regional industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 40/100.
Quick answer for FFIC
Flushing Financial Corporation currently has a Wall Street Score of 40/100. The stored market price is $15.47. Its financial score is 22/100. Its valuation score is 93/100. These figures are a research snapshot, not a buy or sell recommendation.
What Flushing Financial Corporation does
Flushing Financial Corporation operates as the bank holding company for Flushing Bank that provides banking products and services primarily to consumers, businesses, and governmental units. It offers various deposit products, including checking and savings accounts, money market accounts, non-interest bearing demand accounts, NOW accounts, and certificates of deposit. The company provides mortgage loans secured by multi-family residential, commercial real estate, one-to-four family mixed-use property, one-to-four family residential property, and commercial business loans; construction loans; small business administration loans and other small business loans; mortgage loan surrogates, such as mortgage-backed securities; and consumer loans, including overdraft lines of credit, as well as the United States government securities, corporate fixed-income securities, and other marketable securi
FFIC financial snapshot
- Wall Street Score:
- 40/100
- Current price:
- $15.47
- Market capitalization:
- $524.2M
- Revenue:
- $482.5M
- Net income:
- $34.5M
- Free cash flow:
- $55.8M
- Cash:
- $158.7M
- Total debt:
- $468.4M
- EPS:
- 1.00
- P/E ratio:
- 15.5x
- Financial score:
- 22/100
- Valuation score:
- 93/100
- Revenue score:
- 28/100
What stands out
- Reported year-over-year revenue growth is +0.1%.
- Free cash flow is $55.8M, showing positive cash generation.
- The balance sheet shows $158.7M of cash versus $468.4M of total debt, so leverage deserves attention.
What the numbers mean
Its current valuation score is 93/100, which Wall Street Score classifies as strong within the model's valuation framework.
The financial score is 22/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-09-08.
How to research FFIC
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.