First Financial Bancorp. (FFBC) Stock Score, Valuation & Financial Research
First Financial Bancorp. is in the Financial Services sector and Banks - Regional industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 63/100.
Quick answer for FFBC
First Financial Bancorp. currently has a Wall Street Score of 63/100. The stored market price is $32.5. Its financial score is 47/100. Its valuation score is 97/100. These figures are a research snapshot, not a buy or sell recommendation.
What First Financial Bancorp. does
First Financial Bancorp. operates as the bank holding company for First Financial Bank that provides commercial banking and banking-related services to individuals and businesses in Ohio, Indiana, Kentucky, and Illinois. The company offers checking and savings accounts; and accepts various deposit products, such as interest-bearing and non-interest-bearing accounts, time deposits, and cash management services for retail and commercial customers. It also provides real estate loans secured by residential property, such as one to four family residential housing units or commercial property comprising owner-occupied and/or investor income producing real estate consisting of apartments, shopping centers, and office buildings; commercial and industrial loans for various purposes, including inventory, receivables, and equipment, as well as equipment and leasehold improvement financing for franc
FFBC financial snapshot
- Wall Street Score:
- 63/100
- Current price:
- $32.5
- Market capitalization:
- $3.41B
- Revenue:
- $1.33B
- Net income:
- $285.2M
- Free cash flow:
- $317.1M
- Cash:
- $787.9M
- Total debt:
- $952.5M
- EPS:
- 2.87
- P/E ratio:
- 11.3x
- Financial score:
- 47/100
- Valuation score:
- 97/100
- Revenue score:
- 32/100
What stands out
- Reported year-over-year revenue growth is +0.1%.
- Free cash flow is $317.1M, showing positive cash generation.
- The balance sheet shows $787.9M of cash versus $952.5M of total debt, so leverage deserves attention.
What the numbers mean
Its current valuation score is 97/100, which Wall Street Score classifies as strong within the model's valuation framework.
The financial score is 47/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-09-08.
How to research FFBC
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.