FirstCash Holdings, Inc (FCFS) Stock Score, Valuation & Financial Research
FirstCash Holdings, Inc is in the Financial Services sector and Financial - Credit Services industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 41/100.
Quick answer for FCFS
FirstCash Holdings, Inc currently has a Wall Street Score of 41/100. The stored market price is $228.38. Its financial score is 11/100. Its valuation score is 37/100. The latest WSS change is -0.3 points. These figures are a research snapshot, not a buy or sell recommendation.
What FirstCash Holdings, Inc does
FirstCash Holdings, Inc., along with its affiliates, oversees a widespread network of retail pawn shops throughout the United States, Mexico, and other parts of Latin America. These establishments provide monetary loans against a diverse range of personal collateral, including jewelry, electronic devices, tools, home appliances, sporting goods, and musical instruments. They also sell merchandise obtained either from defaulted pawn agreements or through direct cash purchases from customers. Beyond its core pawn operations, the firm processes scrap jewelry and trades valuable commodities such as gold, silver, and diamonds on global markets. As of December 31, 2021, its extensive footprint included 1,081 outlets in the U.S. (including the District of Columbia), 1,656 in Mexico, 60 in Guatemala, 13 in El Salvador, and 15 in Colombia. The company was established in 1988 and maintains its prin
FCFS financial snapshot
- Wall Street Score:
- 41/100
- Current price:
- $228.38
- Market capitalization:
- $9.91B
- Revenue:
- $4.12B
- Net income:
- $388.1M
- Free cash flow:
- $531.0M
- Cash:
- $172.3M
- Total debt:
- $2.70B
- EPS:
- 8.78
- P/E ratio:
- 26.0x
- Financial score:
- 11/100
- Valuation score:
- 37/100
- Revenue score:
- 31/100
What stands out
- Reported year-over-year revenue growth is +0.1%.
- Free cash flow is $531.0M, showing positive cash generation.
- The balance sheet shows $172.3M of cash versus $2.70B of total debt, so leverage deserves attention.
- The latest Wall Street Score change is -0.3 points: FCFS decreased 0.3 points because some fundamentals weakened.
What the numbers mean
Its current valuation score is 37/100, which Wall Street Score classifies as weak within the model's valuation framework.
The financial score is 11/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-09-08.
How to research FCFS
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.