First Community Corporation (FCCO) Stock Score, Valuation & Financial Research
First Community Corporation is in the Financial Services sector and Banks - Regional industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 58/100.
Quick answer for FCCO
First Community Corporation currently has a Wall Street Score of 58/100. The stored market price is $34.1. Its financial score is 40/100. Its valuation score is 97/100. The latest WSS change is -0.2 points. These figures are a research snapshot, not a buy or sell recommendation.
What First Community Corporation does
First Community Corporation serves as the parent entity for First Community Bank, which delivers a comprehensive array of commercial and retail banking services. These offerings are designed for individuals, professional practices, and small to medium-sized businesses. The company's operations are organized into three primary divisions: Commercial and Retail Banking, Mortgage Banking, and Investment Advisory along with Non-Deposit services. Customers can access diverse deposit products, such as checking, NOW, savings, and individual retirement accounts, in addition to demand deposits, daily money market accounts, and various certificates of deposit. The bank's extensive loan portfolio encompasses commercial financing for working capital, business expansion, and equipment acquisition, available on both secured and unsecured terms. It also provides consumer loans for purposes like vehicle
FCCO financial snapshot
- Wall Street Score:
- 58/100
- Current price:
- $34.1
- Market capitalization:
- $320.5M
- Revenue:
- $120.4M
- Net income:
- $23.1M
- Free cash flow:
- $17.6M
- Cash:
- $28.0M
- Total debt:
- $113.9M
- EPS:
- 2.72
- P/E ratio:
- 12.5x
- Financial score:
- 40/100
- Valuation score:
- 97/100
- Revenue score:
- 42/100
What stands out
- Reported year-over-year revenue growth is +0.1%.
- Free cash flow is $17.6M, showing positive cash generation.
- The balance sheet shows $28.0M of cash versus $113.9M of total debt, so leverage deserves attention.
- The latest Wall Street Score change is -0.2 points: FCCO decreased 0.2 points because some fundamentals weakened.
What the numbers mean
Its current valuation score is 97/100, which Wall Street Score classifies as strong within the model's valuation framework.
The financial score is 40/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-09-08.
How to research FCCO
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.